Liquid Expat

We’re available 24/7, call us on:
☎ +44 (0)161 871 1216

Liquid Expat

We’re available 24/7, call us on:
☎ +44 (0)161 871 1216

Equity Release for Expats
and Foreign Nationals

Looking to Release Equity from a UK Property whilst Living Abroad? We Can Help.
Secure your financial future and make the most out of your property assets.

Second Charge Mortgages
for Expats & Foreign Nationals

We can help you secure a second charge mortgage loan in the UK.
Raise the finance you need without having to remortgage.
Borrow from £5,000 to £2.5M.

Equity Release for Expats
and Foreign Nationals

Looking to Release Equity from a UK Property whilst Living Abroad? We Can Help. Secure your financial future and make the most out of your property assets.

Talk to our mortgage experts

Call +44 (0)161 871 1216

or arrange a call-back

Talk to our mortgage experts

Call +44 (0)161 871 1216

or arrange a call-back

What is Equity Release?

Equity release is a great way to unlock the value of your property and turn it into a cash lump sum. You can do this via a number of policies which let you access – or ‘release’ – the equity (cash) tied up in your home, if you’re over 55 years old. You don’t need to have fully paid off your mortgage to do this.

Equity Release Rates are the cheapest they’ve been in years!

There has been no better time to release equity thanks to some of the best rates we’ve seen in years. Equity Release is a very effective process for mature expats and those with properties on foreign soil.

Frequently Asked Questions

The amount of equity you can release depends on your age and on how much of your mortgage is paid off. Most people release between 20-50% of the equity in their home, typically between £10,000-£100,000.

Because house prices have risen over the years, the equity you have in yours could be significant especially if you don’t have a mortgage.

For example, if your home is worth £250,000 and you have an outstanding mortgage of £50,000, you would have £200,000 equity. To find out exactly how much equity you could release, get in touch with us today.

Get a quote

For your peace of mind Liquid Expat Mortgages is regulated by the Financial Conduct Authority

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Releasing equity takes on average around 8-12 weeks. Liquid Expat can help prepare your application to ensure it all runs smoothly and your money is in your bank account as soon as possible.

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If you have money tied up in your home, you can think about releasing to to enjoy some of the things you’ve always promised yourself but never got round to doing. Some people choose this route to fund a more comfortable retirement and equity release can boost their finances. It can help top up pensions or other income when you stop working and in some cases whilst you are still working.

You’ll need to meet certain conditions in order to qualify for equity release plans. If you meet the criteria below, then you could be eligible.

  • You’re 55 or over
  • You’re the owner of a qualifying property in the UK
  • Your property is worth £70,000 or more
Get a quote
Find out more
Arrange a call back
Find out more
Arrange a call back

Equity Release Case Study

Mr & Mrs SJM moved to Australia as Mr SJM relocated with a senior Mining Management role over 17 years ago. His package included generous bonus payments and paid accommodation.

They kept their house in the UK and rented it out as they had no children to think about. The rental income paid the mortgage and the remainder went in savings as part of their pension strategy.

By 2015 the mortgage on the UK home was fully paid off and even though the couple were now 55 and 56 respectively, they wanted to carry on working and living in Australia for another ten years. They decided that they wanted to buy a top of the range camper van so they could start to enjoy longer breaks around the coast.

Rather than take out a loan they decided to release some of the equity in their property as it was cheaper and easier than obtaining a loan in Australia. Releasing sterling also benefited them when they exchanged to Australian dollars.

Find out more
Arrange a call back

Join the thousands of expats already using Liquid Expat

The level of service we provide to our customers at Liquid Expat Mortgages is really important and we’re always delighted to receive positive feedback. Here’s what some of our clients have said about us recently.

Paul Testimonial

­ I have to say my experience with Liquid Expat Mortgages was positive from start to finish. The level of customer service I received from both John and Liam was simply outstanding, thank you!

Paul / UK Expat living in Dubai
N.T.O Testimonial

­ We would like to commend the excellent support we received from Liquid Expat in our recent recent buy-to-let mortgage application, which proceeded faster than we could have hoped. Thank you so much.

Nate / UK Expat living in Australia
Sarah Testimonial

­ I just wanted to drop you a note to express my thanks for the work Liquid Expat has done in helping me secure a formal mortgage offer for a residential property in Scotland, which is due to complete later this week.

Sarah / UK Expat living in the USA
Danielle Testimonial

­ I know I haven’t reached the finished line yet and completed, but I would just like to say a big thank you for putting up with a million questions from me about my first time buyer property purchase in the United Kingdom.

Danielle / UK Expat living in HK
Pete Testimonial

­ Of the many companies we’ve had to deal with throughout our extended expat mortgage process, your proactive and positive attitude has set you aside from all the others and gratefully received, thank you!

Pete / UK Expat living New Zealand
Helen Testimonial Qatar

­ I just want to say a massive thank you for finding me a mortgage when I was really really struggling. I had previously contacted THREE different brokers who were all unsuccessful.  You really are expat specialists! 

Helen / UK Expat living in Australia
Nira Testimonial

­ We are sending this message with sincere thanks to Liquid Expat for their brokerage services in helping us to secure our buy-to-let expat mortgage in the United Kingdom so quickly.

Nira / Foreign National living and working in New Zealand
Kaleb Testimonial

­ I just wanted to say a big thank you to Liquid Expat for all their help over the last few weeks. It would have been impossible to do this purchase without your expert help and advice.

Kaleb / Foreign National living and working in Spain
Sato Testimonial

­ Thanks for your great work. Very much appreciated. I can honestly say that it’s been good working with you and your team, you’ve made the difficult process very smooth.

Sato / Foreign National living and working in Hong Kong
N.T.O Testimonial

­ We would like to commend the excellent support we received from Liquid Expat in our recent recent buy-to-let mortgage application, which proceeded faster than we could have hoped. Thank you so much.

Nate / UK Expat living in Australia
Sarah Testimonial

­ I just wanted to drop you a note to express my thanks for the work Liquid Expat has done in helping me secure a formal mortgage offer for a residential property in Scotland, which is due to complete later this week.

Sarah / UK Expat living in Australia
Sato Testimonial

­ Thanks for your great work. Very much appreciated. I can honestly say that it’s been good working with you and your team, you’ve made the difficult process very smooth.

Sato / Foreign National living and working in Australia
Find out more
Arrange a call back

We want to save you time and stress applying for Equity Release

Our large team of Mortgage Consultants are super-qualified, experienced and friendly. Trained to the highest standard, they’ll take care of all the hard work and support you throughout the whole process.

We’ll save you time and stress when applying

Our large team of Mortgage Consultants are super-qualified, experienced and friendly. Trained to the highest standard, they’ll take care of all the hard work and support you throughout the whole process.

Find out more
Arrange a call back

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DISCLAIMER: Liquid Expat Mortgages is a trading style of Liquid Complete Ltd, trading address: Suite 4b, Link 665 Business Centre, Todd Hall Road, Rossendale, BB4 5HU, United Kingdom. Registered in England & Wales address Phoenix House, 2 Huddersfield Road, Stalybridge, SK15 2QA, United Kingdom. Company No 09438556. Liquid Complete Limited is authorised and regulated by the Financial Conduct Authority. Firm reference number 685425. The FCA does not regulate some investment mortgage contracts. Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured against it.