Get the best Financing Solution for your Holiday Let or Second Home Investment

Get the best Financing Solution for your Holiday Let or Second Home Investment

Holiday lets, Airbnb or serviced accommodation is an ever-growing sector of the UK property market. In many cases short term lets offer better returns and yields than standard investment properties. What’s more many investors are also attracted by the fact they are able to use the property whenever they fancy a break or are in the UK for a visit.

As an experienced and specialist Holiday Let Mortgage broker we’ve helped Expats and Foreign Nationals secure their holiday cottages, Airbnb apartments or houses, holiday homes by the sea, and second homes for over a decade.

We have a proven track record of assisting clients in finding the most suitable financing solution for their needs, whilst considering everyone’s unique circumstances and financial requirements.

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Get the best Financing Solution for your Holiday Let or Second Home Investment

Holiday lets, Airbnb or serviced accommodation is an ever-growing sector of the UK property market. In many cases short term lets offer better returns and yields than standard investment properties. What’s more many investors are also attracted by the fact they are able to use the property whenever they fancy a break or are in the UK for a visit.

As an experienced and specialist Holiday Let Mortgage broker we’ve helped Expats and Foreign Nationals secure their holiday cottages, Airbnb apartments or houses, holiday homes by the sea, and second homes for over a decade.

We have a proven track record of assisting clients in finding the most suitable financing solution for their needs, whilst considering everyone’s unique circumstances and financial requirements.

Find me a Mortgage Find me a Mortgage Find me a Remortgage Find me a Remortgage

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Safina Saddique
45 days ago
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We had an excellent experience with Raja Majeed at Liquid Expat. From start to finish, he was professional, knowledgeable, and incredibly supportive throughout the mortgage process. He kept us updated every step of the way, explained everything clearly, and was always available to answer our questions, making what could have been a stressful process feel straightforward and manageable. Raja’s attention to detail and dedication gave us confidence throughout, and he worked hard to ensure everything progressed as smoothly as possible. We truly appreciated his patience, honesty, and commitment to achieving the best outcome for us. We would highly recommend Raja Majeed and Liquid Expat to anyone looking for expert mortgage advice and outstanding customer service. Thank you for all your help!
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Leonarda and Callum H.C
143 days ago
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I’ve had a great experience working with Liquid Expat who helped me on an expat remortgage. Joe and Liam provided great service and helped me through the whole process. I would definitely recommend to anyone needing a mortgage
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Heather Mitchell
231 days ago
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My experience with Liquid Expat Mortgages was outstanding. I was incredibly lucky to be allocated Julie, who went above and beyond throughout the entire process. She even stayed up past midnight on one occasion to help move things forward and offered not just professional support, but emotional reassurance too—something that made a real difference in what was a high-pressure situation. Julie is exceptional with complex mortgages and has strong relationships across a wide range of banks, which enabled her to expedite things quickly and smoothly. I’d thoroughly recommend her to anyone looking for expert, committed support with expat or cross-border mortgage needs.
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Tony M
267 days ago
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Fantastic experience. John and Vanessa have been amazing. Despite our case being more complicated than most, their diligence, perseverance and professionalism at every step of the way meant we were able to secure a mortgage and proceed with a property purchase in the UK as expats from a distance. Their communication is a key strength and one of the main reasons we have now used them twice and recommended them to others. If you are an expat struggling with finding a mortgage - don't waste your time trying to deal with anyone else.
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Peet Kok
273 days ago
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Joe and his team were great. So helpful and professional. Highly recommended for anyone in need of a mortgage, especially if more complex and challenging circumstances apply.
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Hailey Luk
436 days ago
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The entire mortgage approval process was impressively quick — it only took around three weeks to complete. Although there was a small misunderstanding at the beginning, it was resolved very promptly. A big thank you to Vanessa and Kenneth for providing regular updates, following up closely throughout the process, and helping to resolve any issues along the way. Their professionalism and responsiveness made the experience smooth and reassuring. Truly appreciate all your support!
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Optimistic
465 days ago
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David: I can rightfluly say that your swift work was life changing- Thank you. David even called on Saturday to break a good news so that we can enjoy and spend a happy weekend *( instead of full of anxiety weekend)... and in just few days and at the incredible rate. It was soo good and soo quick and such a great rate, that I started to even doubt if its real. Its all real- best happiest experience with David and the team. Huge thank you. It goes in a bucket of happy memories.
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H Coops
587 days ago
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Excellent service from start to finish with Liquid Expat! Vanessa and Ian made the process of buying a property in the UK while living abroad completely seamless. Their communication has been outstanding, always responding promptly to any queries we had and keeping us informed every step of the way. Highly recommend their professional and efficient team.
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Bally Binji
630 days ago
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An incredible service offered by Liquid Expat Mortgages. David Mowatt totally 'saved my life' with the practical advice and guidance he gave me. He called me within 10 mins of me uploading my details and immediately started to give ideas on what I could try. He then even suggested contacting my existing provider and asking for a 6 Month Payment holiday - which they then granted! I cant thank you enough David for such a gracious, self less act. I shall have no hesitation to recommend your services and come back for any mortgage assistance in the future.
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Paula Fielding
720 days ago
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Absolutely top class and very professional service from Philip Clarke and Vanessa Govender with a real personal touch. Both have been extremely helpful, efficient, kind and courteous and have really put me at ease and done their absolute best to help me attain a mortgage. I hugely appreciate their efforts and assistance and highly recommend them both for recognition in their company and to anyone seeking an expat mortgage.

Why get a Holiday Let Mortgage?

Since 2018 the UK Holiday Let marketplace has been growing consistently and Holiday Let Mortgages have become popular with many UK expats and Overseas buyers as they see the value of:

  • Rates from ?% and Loan to Values up to ?%
  • Higher rental returns than standard buy-to-lets
  • Good source of secondary income
  • Facility to use the property for your own holiday stays in the UK
  • Facility to own a holiday cottage, a city centre apartment, or a house by the sea wherever you want

As the holiday letting and serviced accommodation sector has grown over the years many UK Expats have used holiday let mortgages as a way of diversifying their investment portfolio.

Our long term relationships with both major lenders and small, boutique mortgage providers ensure we can help identify the perfect mortgage deal for your situation.

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Residential or Buy-to-Let Mortgages for Expats

Liquid Expat Mortgages Holiday Let Specialist

Holiday let mortgages are typically offered by specialist lenders and are not always available from traditional mortgage providers. Our extensive knowledge of the holiday let mortgage market and access to a wide range of specialist lenders and products means we offer tailored advice to clients who are living and working abroad.

We are also able to assist foreign nationals looking to buy a holiday home or second home in the UK.

Whether you are looking to purchase a holiday home for personal use or as an investment, a city centre apartment, a beach front property looking the Cornish coast, a country cottage with a Snowdonian back drop or a second home somewhere you’ve always fancied, our holiday let expat mortgage broker can help you secure the financing you need to make your dream a reality.

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Remortgage & Holiday Let Purchase for Company Director

93% of our applicants are successfully offered UK mortgage options!

HERE’S HOW

Step 1

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Step 1 – We learn about you and find your perfect Holiday Let Mortgage

We try not to talk in jargon and once we clarify the basic details of your enquiry and circumstances, we can quickly provide options as we have exclusive market access with the largest panel of lenders of any expat broker.

Step 2

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Step 2 – Speak with your dedicated team of UK Expat Holiday Let Mortgage experts

As a completely independent team of expat mortgage specialists, we have no obligations other than ensuring you receive the best and most valuable service possible. We are available to speak on the Phone, Email, WhatsApp, Zoom call and will try to accommodate a time that suits where you live in the world.

Step 3

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Step 3 – We’ll sort out your Holiday Let Mortgage or Second Home Mortgage application

We provide on-going guidance and support from obtaining a Decision in Principle through to Completion of your UK mortgage. We can help minimise disruptions and contain costs when it comes to supplying the correct paperwork and identity requirements.

Are you looking for a decision in principle?

Complete our full fact-find online now so that your mortgage advisor gets all the details required to process a decision in principle with the lender. They’ll discuss this with you before processing.

Decision In Principle

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DISCLAIMER: Liquid Expat Mortgages is a trading style of Liquid Complete Ltd, trading address: Suite 4b, Link 665 Business Centre, Todd Hall Road, Rossendale, BB4 5HU, United Kingdom. Registered in England & Wales address Phoenix House, 2 Huddersfield Road, Stalybridge, SK15 2QA, United Kingdom. Company No 09438556. Liquid Complete Limited is authorised and regulated by the Financial Conduct Authority. Firm reference number 685425. The FCA does not regulate some investment mortgage contracts. Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured against it.