Credit CheckSpecialist UK Expat Mortgage Brokers
Buy, Invest or Remortgage in the UK with an expert by your side
- Expat broker for Residential, Buy To Let, and Remortgages
- Exclusive market access - largest panel of expat lenders
- Financial Conduct Authority - regulated & authorised
- Qualified and experienced expat mortgage consultants
- Expert support at every stage of your application
- Residential rates starting from 4.52%*
- Buy-to-Let rates starting from 2.90%*
- Expat broker for Residential, Buy To Let, and Remortgages
- Exclusive market access - largest panel of expat lenders
- Financial Conduct Authority - regulated & authorised
- Qualified and experienced expat mortgage consultants
- Expert support at every stage of your application
- Residential rates starting from 4.62%*
- Buy-to-Let rates starting from 2.90%**
Join the thousands of customers we’ve helped secure mortgage finance for since 2011.
Tell us about your plans
Tell us about your income, property, and timescale. We will explain the process, likely fees and documents needed.
Explore your mortgage options
We compare lenders to give you better options specifically tailored to your needs.
Move forward to completion
Choose your mortgage route. We coordinate with all parties to keep things moving through to completion.
Here's what our customers say
“As an expat living overseas, getting a UK mortgage can be more complicated, but they made the process straightforward…”
Ed · Qatar · 18 August 2026
Support from start to finish
“We had an excellent experience with Raja Majeed at Liquid Expat. From start to finish, he was professional, knowledgeable, and incredibly…”
Google review excerpt
An expat remortgage
“I’ve had a great experience working with Liquid Expat who helped me on an expat remortgage. Joe and Liam provided great service…”
Google review excerpt
Going the extra mile
“My experience with Liquid Expat Mortgages was outstanding. I was incredibly lucky to be allocated Julie, who went above and beyond…”
Google review excerpt
Ready to get started?
Get a Decision In Principle (DIP) now
Complete your fact-find online so your adviser can prepare your Decision in Principle and discuss it with you before submitting it to a lender.
- Tailored to your needs - Once we have your full details, we’ll be able to tailor the perfect mortgage deal to match your exact needs.
- Save your progress - No need to complete our online form in one sitting, simply save your progress and then come back later.
- Get unlimited support - With Liquid Expat you’ll get your very own mortgage expert to guide you through the whole process.
Have questions?
Get some clear answers now.
* 4.62% available with HSBC International.
** 2.90% available with bank fee with Stafford.
Lenders may offer additional incentives such as*:
- Zero Bank Arrangement
- Free Valuations
- Lender Contribution to Legals
- Free Legals
- Fixed Mortgages
Can I get a UK mortgage while living abroad?
You you can! Liquid Expat helps British expats and overseas residents explore UK mortgage options. Your country of residence, income, deposit and plans for the property will help determine which lenders may be suitable.
Do you also help foreign nationals?
Yes. Liquid works with foreign nationals living in the UK and overseas buyers seeking a UK mortgage. An adviser can explain how residency, visa status and your individual circumstances may affect the options available.
Can I use income earned in a foreign currency?
Some lenders accept overseas earnings. The currency you are paid in, how you earn your income and the evidence available all matter. Liquid can help identify lenders whose criteria fit your circumstances.
Can I remortgage after moving overseas?
Yes, there may be options for an existing UK property. Your adviser will consider whether it is a family home, a rental property or a holiday let, alongside your current mortgage and income.
Does requesting a quote commit me to anything?
No. A quote enquiry is a first conversation about your plans, not a mortgage application or an offer of finance. Any recommendation will depend on your circumstances and lender criteria. Ask your adviser to explain any fees before you proceed.
* Incentives and fees vary by lender and product. Not all lenders offer these options. Please check with your Liquid Expat broker for details specific to your circumstances.