Credit Check
Are you living overseas and wondering if you can buy a UK Buy-to-Let (BTL) or second home without a UK credit footprint? The answer is yes, you can!
At Liquid Expat Mortgages, we debunk myths and simplify the process for foreign nationals: no UK credit history or travel needed.
No UK credit footprint? No problem
You don’t need a UK credit score to get a mortgage. At Liquid Expat Mortgages, our specialist lenders focus on your finances, not a UK credit footprint. We offer up to 80% loan-to-value (LTV) mortgages for foreign nationals buying UK property, whether it’s an investment or a residential home.
Buy UK property overseas, remotely
If you’re looking to buy a UK property, there is no need to visit the UK. The entire mortgage process is remote, and we will support you at each stage of the process. We’ll ask for proof of overseas earnings (e.g., payslips), overseas bank statements, and an acceptable deposit (e.g., savings). These prove affordability, and we’ll guide you every step.
UK bank account made easy
You’ll need a UK bank account to pay the mortgage. Don’t worry if you don’t have one- we’ve helped many clients open online GBP accounts to manage UK mortgage payments hassle-free. It’s quick, and we’ll show you how.
How it works for foreign nationals
For buy-to-lets, lenders often use projected rental income for affordability. For second homes, we need more income details, but your overseas records work fine. With flexible lenders, buying UK property overseas is straightforward.
50+ nationalities helped
At Liquid Expat Mortgages, we’ve supported first-time buyers from over 50 countries, like Zimbabwean nationals and British National (Overseas) clients in the UK and Hong Kong. Our multilingual solicitors ensure smooth communication.
We’re with you from start to completion
We’re with you from Decision in Principle through to completion. Submit your documents, set up your GBP account with our help, and we’ll handle the rest. Check out our services for more information.
Ready to buy UK property?
Foreign nationals can buy UK property without a UK credit footprint or visit. With remote applications and our support, it’s easier than you think. Contact Liquid Expat Mortgages today to take your first steps.
Disclaimer:
The content of this article is provided for informational and illustrative purposes only and is not intended as financial, legal, or tax advice. Liquid Expat Mortgages is authorised and regulated by the Financial Conduct Authority (FCA) to provide mortgage and protection advice. However, the FCA does not regulate certain investment mortgage contracts, and any views expressed herein may include unconventional or contrarian perspectives that do not necessarily reflect standard industry practices or regulatory guidance. Your home or property may be repossessed if you fail to keep up repayments on a mortgage or any other debt secured against it. We are not authorised to provide legal or tax advice, and we strongly recommend consulting a qualified professional for personalised guidance tailored to your circumstances before making any financial decisions.
Liquid Expat Mortgages
Suite 4b, Link 665 Business Centre,
Todd Hall Rd,
Haslingden, Rossendale
BB4 5HU
Phone: 0161 871 1216
www.liquidexpatmortgages.com
Any media enquiries please contact Ulysses Communications.
sergio@ulyssesmarketing.com
+44 161 633 5009
