Liquid Expat

Second Charge Mortgages for UK Expats

A second charge mortgage can be used for a variety of loan purposes. If you need to raise extra cash without disturbing your existing mortgage arrangements, a second charge is often the ideal choice.

We can help you secure a second charge loan between £5K & £2.5M, with a term from 36-420 months.

100% LTV on Residential properties with Rates from only 2.9%.

85% LTV on Buy to Lets with Rates from only 4.5%.

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Get the best Expat Mortgage in four simple steps

Our expert advisers will help you secure the best Expat Mortgage deal whether you’re a first time buyer, remortgaging your home, buying to let or investing in your forever home.
We’ll help you throughout the full mortgage process.

Get the best Expat Mortgage in four simple steps

Our expert advisers will help you secure the best Expat Mortgage deal whether you’re a first time buyer, remortgaging your home, buying to let or investing in your forever home. We’ll help you throughout the full mortgage process.

Liquid Expat Mortgages will save you Time, Money and Hassle.

Get a FREE pre-approval in less than 24 hours!

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What our EXPAT customers say

We are dedicated to providing our customers with a first class Expat Mortgage service.
Don’t take our word for it, find out what our customers have to say about us.

What our EXPAT customers say

We are dedicated to providing our customers with a first class Expat Mortgage service.

Don’t take our word for it, find out what our customers have to say about us.

P.S. – Dubai, UAE

“I would like to make a point of thanking the Liquid Expat team for their assistance over the past 9 months. Of the many companies we’ve had to deal with throughout this extended process, your proactive and positive attitude has set you aside from others and gratefully received. We made contact with your company due to recommendations on social media groups here in Dubai and we’ll certainly add our positive feedback to these”.

N.T.O. – Spain

“Thank you for being able to obtain this mortgage for us. It was not easy for us being ex-pats and we were rejected by many organisations/ brokers that first thought they could get the mortgage for us. Liquid were the only ones that made it happen. Please also send our thanks to Kevin who was instrumental in obtaining this mortgage for us”.

C.S. – Switzerland

“I am emailing you tell you how very happy we were with your service and especially that of Liam Saul. He was an amazing source of knowledge and support during, what seem like at times, a very painful mortgage application process. He kept his head when we were losing ours and we could not have done it without him. Many thanks to you all but especially to Liam”.

H.A.Z. – Qatar

“I just want to say a massive thank you! You managed to find me a mortgage when I was really really struggling for two main reasons: 1) Being an expat based in Qatar and 2) Dealing with the short lease. I had previously contacted THREE different brokers who were all unsuccessful in finding me any lenders. You really are expat specialists”.

K.W. – Dubai, UAE

“I just wanted to say a huge thank you to Jane for her continued effort and support throughout a very stressful period. Jane goes above and beyond helping and guiding you and I would recommend Liquid Expat for sure to anyone looking for a mortgage. Ours wasn’t the easiest of cases but everyone throughout the whole process was extremely helpful”.

C.J. – Hong Kong

“Thanks for assisting us in getting it all sorted. We will definitely be using you again and recommending you to other expats. Everything went smoothly and you helped and kept us in the loop through-out. It took a little longer than anticipated (6 months rather than 3) but this was all down to the solicitor”.

R.L – Indonesia

“I would have no hesitation in recommending you personally and Liquid Expat. Living in Indonesia makes it quite challenging to get a mortgage but from the start your company helped search out a good deal. After that, you personally helped to make it as easy as possible and provided good guidance on what I needed to provide. It also helped that you chased up on everything with the bank and solicitor, especially near completion which meant completion happened on time”.

Richard C. – Hong Kong

“The team at Liquid Expat were able to secure me a re-mortgage on my UK property, despite me living and working in different Asian countries and my family having a diverse mix of assets. Specifically they were able to identify and close a re-mortgage with a borrower that focused on the UK asset, its associated cash flows and ability to service the debt. This was all done swiftly, professionally and with a can do attitude. In a world of tighter lending standards I highly recommend them to get the job done”.

Rob & Jo – Saudi Arabia

“We felt we had to write and express our thanks to Liquid Expat and Sarah in particular for the service we have received. Calls and emails were answered instantly and when we encountered an unexpected problem, which alone we could not resolve, Sarah went above and beyond to assist us, and we know things would not have gone as smoothly or as quickly without her excellent help. We would thoroughly recommend Liquid Expat to anyone looking for a mortgage”.

A. Crowley & R. Green – Portugal

“I would like to commend the excellent support we received from Claire Field in our recent recent buy-to-let remortgage application which proceeded faster than we could have hoped, from her initial contact on the day of decision in principle 23rd July to the issue of the offer from the lender on 12th August. She kept us fully in the picture throughout, and was always precise about what documentation was required, as well as being unfailingly friendly in her manner”.

APPROVED BY THE UK’S FINANCIAL CONDUCT AUTHORITY

Liquid Expat has been approved by the Financial Conduct Authority so our products benefit from regulatory protection. If you decide to take a loan out with one of our lenders then you’ll be protected.

Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Ready to get a UK Expat Mortgage?

We’ve helped thousands of expats around the world arrange mortgages within the United Kingdom. Start your mortgage search today, get your FREE no-obligation mortgage quote today!

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Copyright © 2019 Liquid Expat Mortgages, All rights reserved. Privacy Policy.
Disclaimer: Liquid Expat and Liquid Expat Mortgages are the trading styles of Complete Ltd. Complete Ltd is not a lender, provider of advice or financial services. Complete Ltd provides introductions to financial services in respect of products and services either regulated by the Financial Conduct Authority (FCA) or to Offshore Lenders not regulated by the FCA. Complete Ltd is an introducer to a UK mortgage broker, Liquid Complete Limited, who is authorised and regulated by the Financial Conduct Authority and registered in England & Wales, Company No. 09438556, registered address: James House, 312 Ripponden Road, Oldham, Lancashire, OL4 2NY, England, and to other offshore companies and lenders. The FCA does not regulate some investment mortgage contracts. Your home may be repossessed if you do not keep up payments on a mortgage or any debt secured against it.