Unlock More Mortgage Power – Your Guide to Joint Borrower and Sole Proprietor Mortgages

As experts in UK mortgages for expats and foreign nationals since 2007, we know the challenges you face. Unlike other brokers we love to share our knowledge and here’s a top tip to help you! Working with people living and working around the world, we constantly meet customers who face a wide range of obstacles in obtaining mortgage finance.

If you’re struggling to make your dream home a reality due to traditional affordability hurdles, well there’s no need to give up on your dream of buying a property! That’s why we’re excited to introduce you to a game-changer – the Joint Borrower and Sole Proprietor Mortgage.

What’s a Joint Borrower and Sole Proprietor Mortgage?

Simply put, it’s a mortgage option that lets you use someone else’s income (like family or close friends) to increase your borrowing capacity. Here’s the clever part: while you’re the sole owner on paper, lenders consider the income of your joint borrower(s) when assessing affordability.

How Can It Help You?

Imagine finding your dream home, but you fall short on affordability. With interest rates on the rise and lenders using higher rates in their calculations, it’s tough. But by teaming up with a trusted friend or family member with a solid income, you can bridge that gap and snag the mortgage you need. It’s like having family support without them co-owning the property – a flexible solution for today’s financial landscape.

See how your mortgage can become a reality with our affordability mortgage calculator.

Inside Tips for Success

Get In Touch

Rising interest rates and affordability barriers shouldn’t derail your homeownership dreams. With a Joint Borrower and Sole Proprietor Mortgage, plus family support and gifted deposits, you can unlock more borrowing potential and secure your dream home.

Contact us today to explore this innovative solution and take the next step towards homeownership.

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