Liquid Expat

We’re available 24/7, call us on:
☎ +44 (0)161 871 1216

Liquid Expat

We’re available 24/7, call us on:
☎ +44 (0)161 871 1216

Find a great deal on a UK Expat Mortgage!

UK Mortgages & Remortgages for British Expats & Hong Kong Nationals

UK based with a Hong Kong Office, Liquid Expat Mortgages can find great deals for any type of mortgage. We are the UK’s No 1 expat broker with the largest panel of expat lenders. Our expert advisers can guide you through the whole process in English, Cantonese or Mandarin.

Check your UK Mortgage Eligibility Now

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Find a great deal on a UK Expat Mortgage or Remortgage!

UK Mortgages & Remortgages for British Expats & Hong Kong Nationals

UK based with a Hong Kong Office, Liquid Expat Mortgages can find great deals for any type of mortgage. We are the UK’s No 1 expat broker with the largest panel of expat lenders. Our expert advisers can guide you through the whole process in English, Cantonese or Mandarin.

Check your UK Mortgage Eligibility Now

GET A FREE QUOTE

Find a great deal on a UK Expat Mortgage!

UK Mortgages & Remortgages for British Expats and Hong Kong Nationals

UK based with a Hong Kong Office, Liquid Expat Mortgages can find great deals for any type of mortgage. We are the UK’s No 1 expat broker with the largest panel of expat lenders. Our expert advisers can guide you through the whole process in English, Cantonese or Mandarin.

Check your UK Mortgage Eligibility Now

GET A FREE QUOTE

Don’t miss our exclusive expat mortgage rates!

Speak with a mortgage adviser at a time that suits you

Finding the best UK Mortgage deal can be tricky while living and working overseas. We have over 14 years experience in helping expats and foreign nationals like you to find the best mortgage rate for your circumstances. Our expert advisers will guide you through the whole process.

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Based on 36 reviews.
Debra Anne Freechild
Debra Anne Freechild
2021-04-19
Verified
I cannot praise Joe McGarry highly enough for the wonderful re-mortgage he has just arranged for me. I'd been having sleepless nights worrying that I'd not be able to get an affordable re-mortgage for buy-to-let property as an ex-pat, but Joe instantly proposed using the same lender and transferring to a new product with a lower interest rate. His fee was very fair, and the fee to the lenders less than I expected. Joe was efficient, responsive, friendly, and professional and made the process very simple for me. He came up with a new mortgage that was far better than anything I'd imagined -- I truly couldn't ask for more. Thank you Joe -- you've been fantastic!
Mehrdad Sadraei
Mehrdad Sadraei
2021-02-15
Verified
It was fast, efficient and tailored to our needs. They showed great amount of help and professionalism during challenging times and could guide us through.
Tom Walker
Tom Walker
2020-12-30
Verified
Couldn't be happier with the help that John, Anna and team gave me with my house purchase this year! Very professional, quick to respond and went out of their way to get me over the finish line. Five stars.
RudeRick Property
RudeRick Property
2020-09-26
Verified
After doing two btl purchases with these guys I couldn't be happier. I would recommend any expat to contact them if looking at investing in the UK property market. Great service from start to finish.
Mc T
Mc T
2020-06-25
Verified
I used Liquid Expat Mortgages to apply for British expat buy-to-let mortgage. I want to say huge thanks to Susan Yao and her team (incl. Liam Saul) for their great effort and support throughout the mortgage application until they got the offer for me. Susan was responsive and always kept me updated despite the time difference. During the application process there was an issue from the lender because of my overseas residence visa (got less than one year left) which requires renewal in every 2 years. Immediately, Susan helped me to find another mortgage from second lender as backup while still engaging the first lender. I am very glad that at the end Liquid Expat managed to get an exception on my case from the first lender. I really appreciate your persistence in helping me (the client) to get my first mortgage choice even though there were few problems during the application. I will definitely use your service again! Y.T. – Abu Dhabi, UAE.
Ken Pang
Ken Pang
2020-04-22
Verified
I would like to give my sincere thanks to Nicole who has helped me on three mortgages now. On the first one there was severe time pressure and Nicole followed up diligently with the lender and the solicitor acting for the lender (who was frankly awful). She went above and beyond even after the mortgage had been approved, which meant Liquid had already fulfilled their duty on the purchase. On the second and third mortgages she again showed her attention to detail and diligence, and even submitted my applications on a weekend to calm my nerves as I was worried that lenders were about to withdraw available mortgage deals from the market. She was very good with giving me updates from the lender and responded very promptly to my e-mails. At the same time, I would like to also thank Susan, who demonstrated great market knowledge when presenting me with mortgage options, and also helped me chase the lender and solicitor for my first mortgage. I will definitely be recommending Liquid Expat to friends and family who need to apply for a UK mortgage in future.
h r
h r
2020-03-06
Verified
Claire has been great throughout this process, always available when needed despite the time difference, and willing to go the extra mile when any road bumps were encountered. Couldn't recommend Liquid Expat enough! Cheers, H.R. – Australia
JOHN SANTIAGO
JOHN SANTIAGO
2020-03-06
Verified
Claire has provided an excellent service in many different ways. She has been extremely proactive in pushing things along to help me achieve the tight deadline of obtaining a mortgage offer. She has also been very responsive with answering my questions and always there when needed. She has great attention to detail and uses her initiative where needed. I am interested in obtaining building insurance for this property and another one that is due to complete 10th March. I am also interested in currency exchange - can you let me know more about how you provide that service. JS UAE
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Why choose Liquid Expat Mortgages?

For over 14 years Liquid Expat has been helping expats and foreign investors find great mortgage deals on properties in the UK. In fact, we’ve secured over £2 billion in mortgages for our clients already.

We’ll be your guide to securing a UK expat mortgage

As a specialist UK expat mortgage broker we can guide you through even the most complex overseas mortgage or remortgage process.

With over a decade of experience, we can quickly assess your case and then immediately place you with the most suitable lender and the best possible terms to suit your personal circumstances.

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Frequently Asked Questions

I’m currently living/working abroad. Can I get a mortgage in the UK?

Despite what you may have heard elsewhere, yes you most definitely can! We have over 12 years experience in helping UK expats and foreign nationals like you to buy or remortgage property in the United Kingdom. We have special access to over 45 British lenders who will accept applications from overseas.

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Can you help me to arrange a mortgage around my timezone?

Yes we can. Our friendly mortgage advisers are available 24 hours a day to help you with any questions you may have about expat mortgages or mortgage application.

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Can you arrange a choice of lenders for my expat buy-to-let mortgage?

Yes we can. Request a free no-obligation quote and one of our mortgage consultants will search over 45 British expat lenders with different offers so that we can settle on the best one for your precise circumstances.

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Join the thousands of expats already using Liquid Expat

The level of service we provide to our customers at Liquid Expat Mortgages is really important and we’re always delighted to receive positive feedback. Here’s what some of our clients have said about us recently.

Paul Testimonial

­ I have to say my experience with Liquid Expat Mortgages was positive from start to finish. The level of customer service I received from both John and Liam was simply outstanding, thank you!

Paul / UK Expat living in Dubai
N.T.O Testimonial

­ We would like to commend the excellent support we received from Liquid Expat in our recent buy-to-let mortgage application, which proceeded faster than we could have hoped. Thank you so much.

Nate / UK Expat living in Australia
Sarah Testimonial

­ I just wanted to drop you a note to express my thanks for the work Liquid Expat has done in helping me secure a formal mortgage offer for a residential property in Scotland, which is due to complete later this week.

Sarah / UK Expat living in the USA
Danielle Testimonial

­ I know I haven’t reached the finished line yet and completed, but I would just like to say a big thank you for putting up with a million questions from me about my first time buyer property purchase in the United Kingdom.

Danielle / UK Expat living in HK
Pete Testimonial

­ Of the many companies we’ve had to deal with throughout our extended expat mortgage process, your proactive and positive attitude has set you aside from all the others and gratefully received, thank you!

Pete / UK Expat living New Zealand
Helen Testimonial Qatar

­ I just want to say a massive thank you for finding me a mortgage when I was really really struggling. I had previously contacted THREE different brokers who were all unsuccessful.  You really are expat specialists! 

Helen / UK Expat living in Australia
Nira Testimonial

­ We are sending this message with sincere thanks to Liquid Expat for their brokerage services in helping us to secure our buy-to-let expat mortgage in the United Kingdom so quickly.

Nira / Foreign National living and working in New Zealand
Kaleb Testimonial

­ I just wanted to say a big thank you to Liquid Expat for all their help over the last few weeks. It would have been impossible to do this purchase without your expert help and advice.

Kaleb / Foreign National living and working in Spain
Sato Testimonial

­ Thanks for your great work. Very much appreciated. I can honestly say that it’s been good working with you and your team, you’ve made the difficult process very smooth.

Sato / Foreign National living and working in Hong Kong
N.T.O Testimonial

­ We would like to commend the excellent support we received from Liquid Expat in our recent recent buy-to-let mortgage application, which proceeded faster than we could have hoped. Thank you so much.

Nate / UK Expat living in Australia
Sarah Testimonial

­ I just wanted to drop you a note to express my thanks for the work Liquid Expat has done in helping me secure a formal mortgage offer for a residential property in Scotland, which is due to complete later this week.

Sarah / UK Expat living in Australia
Sato Testimonial

­ Thanks for your great work. Very much appreciated. I can honestly say that it’s been good working with you and your team, you’ve made the difficult process very smooth.

Sato / Foreign National living and working in Australia
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We want to save you time and stress applying for a UK mortgage

Our large team of Mortgage Consultants are super-qualified, experienced and friendly. Trained to the highest standard, they’ll take care of all the hard work and support you throughout the whole process.

We’ll save you time and stress when applying

Our large team of Mortgage Consultants are super-qualified, experienced and friendly. Trained to the highest standard, they’ll take care of all the hard work and support you throughout the whole process.

Get a free quote
Arrange a call back

Copyright © 2021 Liquid Expat Mortgages, All rights reserved. Privacy Policy.
Disclaimer: Liquid Expat Mortgages is a trading style of Liquid Complete Ltd, trading address: Unit F2, Waterfold Business Park, Bury, BL9 7BR. Registered in England & Wales address Unit F2, Waterfold Business Park, Bury, BL9 7BR, Company No 09438556. Liquid Complete Limited is authorised and regulated by the Financial Conduct Authority. Firm reference number 685425. The FCA does not regulate some investment mortgage contracts. Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured against it.