Liquid Expat

We’re available 24/7, call us on:
☎ +44 (0)161 871 1216

Liquid Expat

We’re available 24/7, call us on:
☎ +44 (0)161 871 1216

Find a great deal on a UK Expat Remortgage!

UK Remortgages for British Expats & Foreign Nationals

Remortgage now and protect yourself from higher interest rates.

Check your UK REMortgage Eligibility Now

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Find a great deal on a UK Expat Mortgage or Remortgage!

We compare hundreds of UK Mortgages & Remortgages from the largest panel of lenders for British Expats & Foreign Nationals.

Check your UK REMortgage Eligibility Now

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uk expat remortgage

Find a great deal on a UK Expat Remortgage!

UK Mortgages & Remortgages for British Expats and Foreign Nationals

We compare 100’s of UK Remortgages from the largest panel of lenders for British Expats & Foreign Nationals.

Check your UK REMortgage Eligibility Now

GET A FREE QUOTE

Remortgage now before interest rates rise!

Speak with a remortgage adviser at a time that suits you

Finding the best UK remortgage deal can be tricky while living and working overseas. We have over 14 years experience in helping expats and foreign nationals like you to find the best mortgage rate for your circumstances. Our expert advisers will guide you through the whole process.

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Top Rated Service
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Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
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Safina Saddique
45 days ago
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We had an excellent experience with Raja Majeed at Liquid Expat. From start to finish, he was professional, knowledgeable, and incredibly supportive throughout the mortgage process. He kept us updated every step of the way, explained everything clearly, and was always available to answer our questions, making what could have been a stressful process feel straightforward and manageable. Raja’s attention to detail and dedication gave us confidence throughout, and he worked hard to ensure everything progressed as smoothly as possible. We truly appreciated his patience, honesty, and commitment to achieving the best outcome for us. We would highly recommend Raja Majeed and Liquid Expat to anyone looking for expert mortgage advice and outstanding customer service. Thank you for all your help!
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Leonarda and Callum H.C
143 days ago
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I’ve had a great experience working with Liquid Expat who helped me on an expat remortgage. Joe and Liam provided great service and helped me through the whole process. I would definitely recommend to anyone needing a mortgage
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Heather Mitchell
231 days ago
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My experience with Liquid Expat Mortgages was outstanding. I was incredibly lucky to be allocated Julie, who went above and beyond throughout the entire process. She even stayed up past midnight on one occasion to help move things forward and offered not just professional support, but emotional reassurance too—something that made a real difference in what was a high-pressure situation. Julie is exceptional with complex mortgages and has strong relationships across a wide range of banks, which enabled her to expedite things quickly and smoothly. I’d thoroughly recommend her to anyone looking for expert, committed support with expat or cross-border mortgage needs.
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Tony M
267 days ago
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Fantastic experience. John and Vanessa have been amazing. Despite our case being more complicated than most, their diligence, perseverance and professionalism at every step of the way meant we were able to secure a mortgage and proceed with a property purchase in the UK as expats from a distance. Their communication is a key strength and one of the main reasons we have now used them twice and recommended them to others. If you are an expat struggling with finding a mortgage - don't waste your time trying to deal with anyone else.
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Peet Kok
273 days ago
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Joe and his team were great. So helpful and professional. Highly recommended for anyone in need of a mortgage, especially if more complex and challenging circumstances apply.
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Hailey Luk
436 days ago
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The entire mortgage approval process was impressively quick — it only took around three weeks to complete. Although there was a small misunderstanding at the beginning, it was resolved very promptly. A big thank you to Vanessa and Kenneth for providing regular updates, following up closely throughout the process, and helping to resolve any issues along the way. Their professionalism and responsiveness made the experience smooth and reassuring. Truly appreciate all your support!
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Optimistic
465 days ago
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David: I can rightfluly say that your swift work was life changing- Thank you. David even called on Saturday to break a good news so that we can enjoy and spend a happy weekend *( instead of full of anxiety weekend)... and in just few days and at the incredible rate. It was soo good and soo quick and such a great rate, that I started to even doubt if its real. Its all real- best happiest experience with David and the team. Huge thank you. It goes in a bucket of happy memories.
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H Coops
587 days ago
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Excellent service from start to finish with Liquid Expat! Vanessa and Ian made the process of buying a property in the UK while living abroad completely seamless. Their communication has been outstanding, always responding promptly to any queries we had and keeping us informed every step of the way. Highly recommend their professional and efficient team.
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Bally Binji
630 days ago
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An incredible service offered by Liquid Expat Mortgages. David Mowatt totally 'saved my life' with the practical advice and guidance he gave me. He called me within 10 mins of me uploading my details and immediately started to give ideas on what I could try. He then even suggested contacting my existing provider and asking for a 6 Month Payment holiday - which they then granted! I cant thank you enough David for such a gracious, self less act. I shall have no hesitation to recommend your services and come back for any mortgage assistance in the future.
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Paula Fielding
720 days ago
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Absolutely top class and very professional service from Philip Clarke and Vanessa Govender with a real personal touch. Both have been extremely helpful, efficient, kind and courteous and have really put me at ease and done their absolute best to help me attain a mortgage. I hugely appreciate their efforts and assistance and highly recommend them both for recognition in their company and to anyone seeking an expat mortgage.
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Why choose Liquid Expat Mortgages?

For over 14 years Liquid Expat has been helping expats and foreign investors find great mortgage deals on properties in the UK. In fact, we’ve secured over £2 billion in mortgages for our clients already.

We’ll be your guide to securing a UK expat remortgage

As a specialist UK expat mortgage broker we can guide you through even the most complex overseas mortgage or remortgage process.

With over a decade of experience, we can quickly assess your case and then immediately place you with the most suitable lender and the best possible terms to suit your personal circumstances.

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Frequently Asked Questions

Despite what you may have heard elsewhere, yes you most definitely can! We have over 12 years experience in helping UK expats and foreign nationals like you to buy or remortgage property in the United Kingdom. We have special access to over 45 British lenders who will accept applications from overseas.

Get a quote

Yes we can. Our friendly mortgage advisers are available 24 hours a day to help you with any questions you may have about expat remortgages or remortgage application.

Get a quote

Yes we can. Request a free no-obligation quote and one of our mortgage consultants will search over 45 British expat lenders with different offers so that we can settle on the best one for your precise circumstances.

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Join the thousands of expats already using Liquid Expat

The level of service we provide to our customers at Liquid Expat Mortgages is really important and we’re always delighted to receive positive feedback. Here’s what some of our clients have said about us recently.

Paul Testimonial

­ I have to say my experience with Liquid Expat Mortgages was positive from start to finish. The level of customer service I received from both John and Liam was simply outstanding, thank you!

Paul / UK Expat living in Dubai
N.T.O Testimonial

­ We would like to commend the excellent support we received from Liquid Expat in our recent recent buy-to-let mortgage application, which proceeded faster than we could have hoped. Thank you so much.

Nate / UK Expat living in Australia
Sarah Testimonial

­ I just wanted to drop you a note to express my thanks for the work Liquid Expat has done in helping me secure a formal mortgage offer for a residential property in Scotland, which is due to complete later this week.

Sarah / UK Expat living in the USA
Danielle Testimonial

­ I know I haven’t reached the finished line yet and completed, but I would just like to say a big thank you for putting up with a million questions from me about my first time buyer property purchase in the United Kingdom.

Danielle / UK Expat living in HK
Pete Testimonial

­ Of the many companies we’ve had to deal with throughout our extended expat mortgage process, your proactive and positive attitude has set you aside from all the others and gratefully received, thank you!

Pete / UK Expat living New Zealand
Helen Testimonial Qatar

­ I just want to say a massive thank you for finding me a mortgage when I was really really struggling. I had previously contacted THREE different brokers who were all unsuccessful.  You really are expat specialists! 

Helen / UK Expat living in Australia
Nira Testimonial

­ We are sending this message with sincere thanks to Liquid Expat for their brokerage services in helping us to secure our buy-to-let expat mortgage in the United Kingdom so quickly.

Nira / Foreign National living and working in New Zealand
Kaleb Testimonial

­ I just wanted to say a big thank you to Liquid Expat for all their help over the last few weeks. It would have been impossible to do this purchase without your expert help and advice.

Kaleb / Foreign National living and working in Spain
Sato Testimonial

­ Thanks for your great work. Very much appreciated. I can honestly say that it’s been good working with you and your team, you’ve made the difficult process very smooth.

Sato / Foreign National living and working in Hong Kong
N.T.O Testimonial

­ We would like to commend the excellent support we received from Liquid Expat in our recent recent buy-to-let mortgage application, which proceeded faster than we could have hoped. Thank you so much.

Nate / UK Expat living in Australia
Sarah Testimonial

­ I just wanted to drop you a note to express my thanks for the work Liquid Expat has done in helping me secure a formal mortgage offer for a residential property in Scotland, which is due to complete later this week.

Sarah / UK Expat living in Australia
Sato Testimonial

­ Thanks for your great work. Very much appreciated. I can honestly say that it’s been good working with you and your team, you’ve made the difficult process very smooth.

Sato / Foreign National living and working in Australia
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UK Expat Mortgage Application Process

Helping You Through the Expat Mortgage Application Process

Most high street lenders lack expat mortgage options and support structures for Expats or Foreign Nationals seeking finance. This is where a specialist UK expat mortgage broker is usually necessary to ensure your application meets the right criteria and is directed to the appropriate lender. Any available mortgage product will depend on your specific circumstances.

Our consultants and dedicated support team will guide you through the entire UK mortgage application process. We'll identify all of the requirements, including income and visa status. We help reduce disruption, contain your costs, and save you time.

We’re here to Save Time and Take Away the Stress

  • We work with the lender to present your case and ensure an underwriter doesn’t make assumptions based on the fact you live and work abroad or have only recently moved to the UK.

  • We can talk you through the process on how best to present your mortgage application.

  • As a completely independent team of expat mortgage specialists – we have no obligations other than ensuring you receive the best and most valuable service from our team.

  • We can help you secure a more favourable rate when exchanging money across borders.
Speak To A Mortgage Consultant Speak to a Mortgage Consultant

We’ll save you time and stress when applying

Our large team of Mortgage Consultants are super-qualified, experienced and friendly. Trained to the highest standard, they’ll take care of all the hard work and support you throughout the whole process.

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Copyright © 2026 Liquid Expat Mortgages, All rights reserved. Privacy Policy. Terms & Conditions. Procedures.
DISCLAIMER: Liquid Expat Mortgages is a trading style of Liquid Complete Ltd, trading address: Suite 4b, Link 665 Business Centre, Todd Hall Road, Rossendale, BB4 5HU, United Kingdom. Registered in England & Wales address Phoenix House, 2 Huddersfield Road, Stalybridge, SK15 2QA, United Kingdom. Company No 09438556. Liquid Complete Limited is authorised and regulated by the Financial Conduct Authority. Firm reference number 685425. The FCA does not regulate some investment mortgage contracts. Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured against it.