Welcome to Liquid Expat Mortgages
Get a FREE quote on a UK Expat Mortgage or Remortgage
The number one UK expat mortgage broker, with over 13 years of experience finding the best UK expat mortgages and foreign national mortgages.
Get a free quoteWhy choose Liquid Expat Mortgages?
For over 13 years Liquid Expat has helped expats and foreign investors find great mortgage deals on properties in the UK. In fact, we’ve secured over £2 billion in mortgages for our clients already!
Accessible
We’re real people available on the end of the phone or through email, as and when you need us.
Approved
Liquid Expat Mortgages are fully approved by the UK’s Financial Conduct Authority.
Exclusive Market Access
We can offer you the largest panel of lenders to choose from and exclusive deals not available anywhere else.
Experienced
We’ve been helping expats and foreign nationals get great deals on their mortgages for over 13 years.
Experts
Our expert mortgage consultants are fully qualified with extensive UK Mortgage market knowledge.
Straightforward
We work quickly, without jargon, to make things happen in the time frames to suit your international life style.
A guide to UK Expat Mortgages
As a specialist UK expat mortgage broker we can guide you through even the most complex overseas mortgage or remortgage process.
With over a decade of experience, we can quickly assess your case and then immediately place you with the most suitable lender and the best possible terms to suit your personal circumstances.
Exclusive UK Expat and Foreign National Mortgages
Visit us regularly as we are always updating our offers and products from the largest panel of UK providers.
LIMITED TIME OFFER FOR UK EXPATS / NATIONALS
Buy-to-Let Mortgage
Rates starting from 2.59% up to 60% Loan to Value
Rates starting from 3.25% up to 80% Loan to Value
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LIMITED TIME OFFER FOR UK EXPATS / NATIONALS
Residential Mortgage
Rates starting from 1.24% up to 60% Loan to Value
Rates starting from 2.99% up to 90% Loan to Value
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LIMITED TIME OFFER FOR UK EXPATS / NATIONALS
Holiday Let Mortgage
Rates starting from 3.49% up to 60% Loan to Value
Rates starting from 4.50% up to 75% Loan to Value
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Frequently Asked Questions
I’m currently living abroad. Can I get a mortgage in the UK?
Despite what you may have heard elsewhere, yes you most definitely can! We have over 13 years experience in helping UK expats and foreign nationals like you to buy or remortgage property in the United Kingdom. We have special access to over 45 British lenders who will accept applications from overseas.
Get a quoteCan you help me to arrange a mortgage around my timezone?
Yes we can. Our friendly mortgage advisers are available 24 hours a day to help you with any questions you may have about expat mortgages or your mortgage application.
Get a quoteCan you arrange a choice of lenders for my expat buy-to-let mortgage?
Yes we can. Request a free no-obligation quote and one of our mortgage consultants will search over 45 British expat lenders with different offers so that we can settle on the best one for your precise circumstances.
Get a quoteMy current lender won’t give consent to let. Can you help?
In our experience, mainstream lenders can be reluctant to get involved in expat buy-to-let mortgages. We have lots of reputable expat lenders who may be able to help.
Get a quoteExpat Mortgage Calculators
Our free online mortgage calculators are designed to give you a better indication of how much tax you would need to pay and how much your mortgage payments would be using different interest rates, mortgage terms and overpayment options.
View all mortgage calculators here
Discover your best UK mortgage interest rate
Liquid Expat Mortgages offer a free consultation if you would like to talk through your options and discover your best possible interest rate with one of our friendly expert mortgage advisers.
Join the thousands of expats already using Liquid Expat
The level of service we provide to our clients at Liquid Expat Mortgages is really important and we’re always delighted to receive positive feedback. Here’s what some of our clients have said about us recently.
❝ I have to say my experience with Liquid Expat Mortgages was positive from start to finish. The level of customer service I received from both John and Liam was simply outstanding, thank you! ❞
❝ We would like to commend the excellent support we received from Liquid Expat in our recent recent buy-to-let mortgage application, which proceeded faster than we could have hoped. Thank you so much. ❞
❝ I just wanted to drop you a note to express my thanks for the work Liquid Expat has done in helping me secure a formal mortgage offer for a residential property in Scotland, which is due to complete later this week. ❞
❝ I know I haven’t reached the finished line yet and completed, but I would just like to say a big thank you for putting up with a million questions from me about my first time buyer property purchase in the United Kingdom. ❞
❝ Of the many companies we’ve had to deal with throughout our extended expat mortgage process, your proactive and positive attitude has set you aside from all the others and gratefully received, thank you! ❞
❝ I just want to say a massive thank you for finding me a mortgage when I was really really struggling. I had previously contacted THREE different brokers who were all unsuccessful. You really are expat specialists! ❞
❝ We are sending this message with sincere thanks to Liquid Expat for their brokerage services in helping us to secure our buy-to-let expat mortgage in the United Kingdom so quickly. ❞
❝ I just wanted to say a big thank you to Liquid Expat for all their help over the last few weeks. It would have been impossible to do this purchase without your expert help and advice. ❞
❝ Thanks for your great work. Very much appreciated. I can honestly say that it’s been good working with you and your team, you’ve made the difficult process very smooth. ❞
UK Expat Mortgage Case Studies
Learn how Liquid Expat Mortgages has helped both expats and foreign nationals secure a wide range of mortgages in the United Kingdom, despite a client’s difficult or complex circumstances.
UK Expat Mortgage News & Market Insights
Stay well informed with the latest news, advice and insights into everything UK expat mortgages.
We’ll save you time and stress when applying
Our large team of Mortgage Consultants are super-qualified, experienced and friendly. Trained to the highest standard, they’ll take care of all the hard work and support you throughout the whole process.