Liquid Expat Mortgages

UK Expat Mortgages & Remortgages

Get A Free Quote & Secure the Best UK Mortgage Deal

We specialise in UK Expat Mortgages & Remortgages, helping both British Expats and Foreign Nationals access competitive rates for buying or refinancing UK property. Get expert advice and a free quote today, or try our free mortgage calculator to get an idea of how much you could borrow.

Tailored UK Mortgage Solutions for Foreign Nationals

If you’re a foreign passport holder residing in the UK or planning to move, we can help you secure the right mortgage. With our extensive lender network and expertise, we find the best mortgage deals to suit your financial situation—ensuring a smooth and stress-free process.

Get A Free Quote Speak To An Expert

UK Expat Mortgages & Remortgages

Get A Free Quote & Secure the Best UK Mortgage Deal

We specialise in UK Expat Mortgages & Remortgages, helping both British Expats and Foreign Nationals access competitive rates for buying or refinancing UK property. Get expert advice and a free quote today, or try our free mortgage calculator to get an idea of how much you could borrow.

Tailored UK Mortgage Solutions for Foreign Nationals

If you’re a foreign passport holder residing in the UK or planning to move, we can help you secure the right mortgage. With our extensive lender network and expertise, we find the best mortgage deals to suit your financial situation—ensuring a smooth and stress-free process.

Get A Free Quote
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Decision In Principle
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Buy-to-Let Mortgage
Invest in the UK Market
Residential Mortgage
For you or your family
Remortgage
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Try our UK Expat Mortgage Calculator

Calculate how much you can afford to borrow with our UK Expat Mortgage Calculator. This calculator helps you discover your potential monthly payments for residential mortgages, buy-to-let mortgages, remortgages, or any other type of mortgage finance.

Try our other Calculators

Discover Your Best UK Mortgage Interest Rate

Liquid Expat offer a free consultation if you would like to talk through your options and discover your best possible interest rate with one of our friendly expert mortgage advisers.

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UK Expat Mortgage Calculator

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Why Choose Liquid Expat for your UK Mortgage Finance

Liquid Expat Mortgages are a Specialist Mortgage Broker for UK Expat Mortgages, Non-UK Resident Mortgages and Foreign National Mortgages for property in the United Kingdom.

Why Choose Liquid Expat for your UK Mortgage Finance

Liquid Expat Mortgages are a Specialist Mortgage Broker for UK Expat Mortgages, Non-UK Resident Mortgages and Foreign National Mortgages for property in the United Kingdom.

Accessible
Our mortgage consultants are available on the end of the phone or email offering full support in relation to paperwork and documentation.

Approved
Liquid Expat Mortgages is fully approved by the UK’s Financial Conduct Authority (FCA) for all types of expat and foreign national mortgage advice.

Exclusive Market Access
With the largest panel of lenders to choose from, many of our lenders offer exclusive products only available through Liquid Expat Mortgages.

Experienced
Since 2007 Liquid Expat Mortgages has successfully completed thousands of mortgages and remortgages in excess of several billion £GBP/Sterling.

Experts
Our experienced and expert mortgage consultants are fully qualified with extensive UK Mortgage market knowledge.

Straightforward
We work quickly, without jargon, to make things happen within your time frame and comfortably work around your time zone.

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UK Expat Mortgage Application Process

Helping You Through the Expat Mortgage Application Process

Most high street lenders lack expat mortgage options and support structures for Expats or Foreign Nationals seeking finance. This is where a specialist UK expat mortgage broker is usually necessary to ensure your application meets the right criteria and is directed to the appropriate lender. Any available mortgage product will depend on your specific circumstances.

Our consultants and dedicated support team will guide you through the entire UK mortgage application process. We'll identify all of the requirements, including income and visa status. We help reduce disruption, contain your costs, and save you time.

We’re here to Save Time and Take Away the Stress

  • We work with the lender to present your case and ensure an underwriter doesn’t make assumptions based on the fact you live and work abroad or have only recently moved to the UK.

  • We can talk you through the process on how best to present your mortgage application.

  • As a completely independent team of expat mortgage specialists – we have no obligations other than ensuring you receive the best and most valuable service from our team.

  • We can help you secure a more favourable rate when exchanging money across borders.
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Liquid Expat Mortgages Reviews

Read reviews about Liquid Expat Mortgages left by our clients on Google.

UK Expat Mortgage News & Market Insights

Stay well informed with the latest news, advice and insights into everything UK expat mortgages.

new build epc requirements
Are New Build Homes the Answer to the Government’s EPC Requirements?

The Government’s ‘Plan for Change’ requires all properties rented in England to achieve an EPC rating of a C or above by 2030. The timeframe on...

Learn More
16
Jun
uk expat overseas edge
Financial Perks: How UK Expat and Foreign National Investors Can Leverage Their Overseas Edge

Investing in UK property from abroad has been a common wealth management strategy for UK expats and foreign nationals for a while – but the reasons...

Learn More
26
May
uk property good investment
Is UK Property Still a Good Investment in 2025? Here’s Why Expats Shouldn’t Be Put Off by Stamp Duty and Surcharges.

Despite recent increases in stamp duty and the non-resident surcharge, UK property investment remains a strong and rewarding opportunity for UK expat and foreign national investors....

Learn More
01
May
re mortgage uk property
How to Re-Mortgage a UK Property as a UK Expat or Foreign National.

For UK expat and foreign national investors looking to re-mortgage a UK property, the process can seem incredibly daunting. The main reason for this is that...

Learn More
15
Apr
expat renter's rights bill
Opinion: ‘The Renter’s Rights Bill Can Make the UK Private Rental Sector Better for Both Tenants and UK Expat and Foreign National Landlords’.

One of the biggest points of discussion in buy-to-let and UK expat and foreign national landlord circles in recent months has been the Renter’s Rights Bill....

Learn More
31
Mar
uk property
Unlocking the power of UK property equity for expats and foreign investors

For expats and foreign investors with UK real estate, the equity sitting in your UK home or investment property might feel like a dormant asset. Many...

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21
Mar
lower rates uk expat mortgage
Lower Rates Causing UK Expat and Foreign National Mortgage Market Confidence to Skyrocket

There is currently a lot of confidence in the UK’s buy-to-let market from UK expat and foreign national investors. This is due to a mix of...

Learn More
17
Mar
How Forward Contracts Can Supercharge Your Expat Mortgage
How Forward Contracts Can Supercharge Your Expat Mortgage

If you’re an expat or overseas investor navigating a UK expat mortgage, you know currency exchange rates can make or break your plans. Whether you’re converting...

Learn More
17
Mar
Can Foreign Nationals Buy UK Property Without a Credit Footprint
Can Foreign Nationals Buy UK Property Without a Credit Footprint?

Are you living overseas and wondering if you can buy a UK Buy-to-Let (BTL) or second home without a UK credit footprint? The answer is yes,...

Learn More
14
Mar
Read More Great Articles

UK Expat Mortgage News
and Market Insights

Stay well informed with the latest news, advice and insights into everything UK expat mortgages.

new build epc requirements
Are New Build Homes the Answer to the Government’s EPC Requirements?

The Government’s ‘Plan for Change’ requires all properties rented in England to achieve an EPC rating of a C or above by 2030. The timeframe on...

Learn More
16
Jun
uk expat overseas edge
Financial Perks: How UK Expat and Foreign National Investors Can Leverage Their Overseas Edge

Investing in UK property from abroad has been a common wealth management strategy for UK expats and foreign nationals for a while – but the reasons...

Learn More
26
May
uk property good investment
Is UK Property Still a Good Investment in 2025? Here’s Why Expats Shouldn’t Be Put Off by Stamp Duty and Surcharges.

Despite recent increases in stamp duty and the non-resident surcharge, UK property investment remains a strong and rewarding opportunity for UK expat and foreign national investors....

Learn More
01
May
VIEW MORE NEWS

Speak with a UK Expat Mortgage Consultant today!

Call +44 (0)161 871 1216

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