Investors are utilising HMO Mortgages for expats, landlords & buy-to-let investors as house and rental prices soar with property demand growing. There are many types of UK properties suitable with HMO Mortgages for expats such as Student Accommodation, House or Flat share, Bed sits and even mixed accommodation units with commercial elements.
Liquid Expat Mortgages has been providing HMO Mortgages and Remortgages for expats and foreign nationals living overseas since 2007. Our highly experienced team of fully qualified mortgage advisers can help find the best deal for your personal needs and circumstances.
As house and rental prices soar, demand for HMOs is growing – especially from young professionals in major cities such as London, who see house sharing as a way to reduce the burden of rental costs.
As a Landlord or Buy-to-Let investor there has been no better time to obtain a HMO Mortgage for Expats as interest rates are historically low and the widest range of products.
Liquid Expat Mortgages with its experienced and qualified team of mortgage brokers can support you through the whole UK expat mortgage application process.
By working with you we can help minimise the disruption and contain costs when it comes to supplying the correct paperwork and identity requirements.
As a completely independent team of expat mortgage specialists – we have no obligations other than ensuring you receive the best and most valuable service from our team.
Learn how our team at Liquid Expat Mortgages has helped expats and foreign nationals living overseas secure HMO mortgages despite facing difficult or complex circumstances.
VIEW MORE CASE STUDIES
Read this great case study on how Liquid Expat Mortgages helped a couple of British expats living in Australia secure a HMO mortgage in the United Kingdom.
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Read this great case study on how Liquid Expat Mortgages helped a British expat living in Dubai secure a HMO mortgage for students in the United Kingdom.
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Read this great case study on how Liquid Expat Mortgages helped a Foreign National in Hong Kong secure a HMO mortgage in the United Kingdom.
Read moreA property is classed as a HMO (House in Multiple Occupation) when it has at least three tenants who are not from the same ‘household’, but who share the bathroom, kitchen and other facilities. In short, the tenants aren’t relatives or in a relationship, but they live together. HMO yields can be significantly higher than that of traditional BTL properties – often by about three times and this gap is growing.
According to Multi-Let UK, the average gross return has increased by 18-20% over the last five years, compared to 6-8% for standard BTL properties. This is why there has been a substantial increase in demand for HMO mortgages for expats.
Get a quoteThe simple answer is yes. To understand the options available to you, speak with a specialist broker who can help with a HMO Mortgage for expats.
Get a quoteAll expat mortgages are subject to stricter criteria than traditional BTL mortgages, and this is no different where HMO Mortgage for Expats is concerned. If you are looking to secure an investment it is vital to secure an Agreement in Principle for your HMO Mortgage this avoiding any potential pitfalls in the buying process. Working with the No 1 expat mortgage broker, Liquid Expat Mortgages will offer security and peace of mind throughout the whole process.
Get a quoteHMO mortgages for expats can be used for a variety of HMO requirements such as;
Liquid Expat Mortgages has been providing expat mortgages since 2007. Our many years of experience and relationships built up with lenders means that we can find the very best mortgage for your needs.
Accessible
Our mortgage consultants are available on the end of the phone or email, as and when you need us.
Approved
Liquid Expat is fully approved by the UK’s Financial Conduct Authority for expat mortgage advice.
Exclusive Market Access
Not only do we have the largest panel of lenders to choose from, but a number of our lenders have exclusive offers only available through Liquid Expat Mortgages.
Experienced
Liquid Expat Mortgages have successfully completed thousands of mortgages and remortgages for expats and foreign nationals since 2007.
Experts
Our expert mortgage consultants are fully qualified with extensive UK Mortgage market knowledge.
Straightforward
We work quickly, without jargon, to make things happen within your time frame and around your time zone.
Hear from some of our clients about their experience with Liquid Expat Mortgages.
❝ I would like to take the opportunity to express my sincere thanks for the superb service and support I have received from Liquid Expat Mortgages in organising my HMO mortgage in the UK. I fully expected to have had to return to the UK at some point to sort this out. I did not which justified your fee in itself! ❞
❝ I just wanted to drop you a message to let you know of my recent very positive experience with Liquid Expat Mortgages as I have recently acquired a HMO mortgage and completed on a property in Manchester. It’s reassuring to have people you can rely on to help and give advice on what to do next. ❞
❝ Thanks to Liquid Expat Mortgages for assisting us in getting our HMO mortgage all sorted. We will definitely be using you again and recommending you to other expats. Everything went smoothly and you helped and kept us in the loop through-out. We have no problem recommending your services. ❞
Read reviews left by our clients on Google.
As a specialist expat mortgage broker based in the United Kingdom, we can guide you through even the most complex overseas UK mortgage or remortgage process.
With over a decade of experience, we can quickly assess your case and then immediately place you with the most suitable lender and the best possible terms to suit your personal circumstances.
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