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Private Bank Mortgages for Expats, Landlords & Investors
With the help of our experienced expat mortgage specialists, we can help identify the private bank best suited to your requirements and situation. Over the past couple of decades, we have built long-lasting relationships with a selection of private banks and lenders – giving our clients access to products that are not widely available. Our partner private lenders will consider every application on its individual merits, providing a more bespoke and personalised service.
Get a free Private Bank Mortgage quote today
Our team of experienced expat mortgage specialists can simplify the process of finding and securing a private bank mortgage for a property in the UK – without you even needing to set foot in the country.
Speak with one of our Private Bank Mortgage expert advisers today.
Call +44 161 871 1216
What are the benefits of a Private Bank Mortgage?
In our experience private banks can offer low mortgage interest rates as well as personalised mortgages. Often our private banks include a tailored underwriting service so that they can act quickly and avoid unnecessary delays and ensure the customer can obtain a mortgage efficiently and effectively. In essence private banks offer tailored private mortgage solutions to high-net-worth customers.
Private bank mortgages for UK expats and non-UK residents aren’t solely about low interest rates. Whilst it’s well known that many private banks can offer private mortgages with genuinely low interest rates there is also the aspect of a personalised service with quick and efficient outcomes so customers can achieve their objectives with the minimum of fuss.
No complications
Even if your financial situation is complicated and your income streams are complex and inconsistent, our team will take the time to partner you with the perfect private lender. Whether you are looking to purchase a new primary address or invest in a high-yield property, our experienced team can help you secure the mortgage product best suited to your situation.
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Our Private Bank Mortgage Broker Services
- Personal lending solutions from £1 million+
- High loan to value private bank mortgages
- Specialists in Private bank mortgages solutions for foreign nationals, expats, and non-UK residents
- Liquid Expat Mortgages have great experience in complex income and wealth scenarios
- Conversant with Solutions for complex ownership structures (onshore and offshore trusts, limited companies, foundations, funds and more)
- Access to a wide range of private banks comfortable with lending against UK real estate
- Independent, experienced, and responsive service
How Liquid Expat Mortgages can help
We have helped many clients with private bank mortgages over the years. We’ve cut through the mystery and process to directly arrange market-leading private mortgages for our clients. This has been as a result of our many years’ experience in this field and the relationships we have built up with private lenders.
Our team of experienced expat mortgage specialists can simplify the process of finding and securing a private bank mortgage for a property in the UK – without you even needing to set foot in the country.
Our team can assist with the following private Bank Mortgages:
- High Value Buy-to-Let Mortgages & Remortgages
- High Value Residential Mortgages & Remortgages
- Million Pound Plus Mortgages
- Large Interest-Only Mortgages
- Releasing Equity from High Value Properties
Helping You Through the Expat Mortgage Application Process
Most high street lenders lack expat mortgage options and support structures for Expats or Foreign Nationals seeking finance. This is where a specialist UK expat mortgage broker is usually necessary to ensure your application meets the right criteria and is directed to the appropriate lender. Any available mortgage product will depend on your specific circumstances.
Our consultants and dedicated support team will guide you through the entire UK mortgage application process. We'll identify all of the requirements, including income and visa status. We help reduce disruption, contain your costs, and save you time.
We’re here to Save Time and Take Away the Stress
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We work with the lender to present your case and ensure an underwriter doesn’t make assumptions based on the fact you live and work abroad or have only recently moved to the UK.
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We can talk you through the process on how best to present your mortgage application.
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As a completely independent team of expat mortgage specialists – we have no obligations other than ensuring you receive the best and most valuable service from our team.
- We can help you secure a more favourable rate when exchanging money across borders.
Private Bank Mortgage Case Studies
Learn how our team at Liquid Expat Mortgages has helped expats and foreign nationals living overseas secure Private Bank Mortgages despite facing difficult or complex circumstances.
VIEW MORE CASE STUDIES
Case Study – Private Bank Mortgage for a UK Expat Entrepreneur
Read this great case study on how Liquid Expat Mortgages helped a British Expat in Australia to secure a private bank mortgage for a property in London.
Read more
12
Dec
Dec
Case Study – High Value Buy-To-Let Mortgage For Swiss Nationals
Read this great case study on how Liquid Expat Mortgages helped Swiss Nationals to secure a high value buy-to-let mortgage for a property in London.
Read more
20
Nov
Nov
Case Study – High Value Residential Mortgage for Indian National Resident in Dubai
Read this great case study on how Liquid Expat Mortgages helped an Indian national resident in Dubai to secure a high value residential mortgage for a property in London.
Read more
26
Jun
Jun
Liquid Expat is your Specialist Expat Mortgage Broker
Liquid Expat Mortgages has been providing expat mortgages since 2007. Our many years of experience and relationships built up with lenders means that we can find the very best mortgage for your needs.
Accessible
Our mortgage consultants are available on the end of the phone or email, as and when you need us.
Approved
Liquid Expat is fully approved by the UK’s Financial Conduct Authority for expat mortgage advice.
Exclusive Market Access
Not only do we have the largest panel of lenders to choose from, but a number of our lenders have exclusive offers only available through Liquid Expat Mortgages.
Experienced
Liquid Expat Mortgages have successfully completed thousands of mortgages and remortgages for expats and foreign nationals since 2007.
Experts
Our expert mortgage consultants are fully qualified with extensive UK Mortgage market knowledge.
Straightforward
We work quickly, without jargon, to make things happen within your time frame and around your time zone.
Liquid Expat Mortgages Testimonials
Hear from some of our clients about their experience with Liquid Expat Mortgages.
❝ I would like to take the opportunity to express my sincere thanks for the superb service and support I have received from Liquid Expat Mortgages in organising my mortgage in the UK. I fully expected to have had to return to the UK at some point to sort this out. I did not which justified your fee in itself! ❞
❝ I just wanted to drop you a message to let you know of my recent very positive experience with Liquid Expat Mortgages as I have recently acquired a mortgage and completed on a property in Manchester. It’s reassuring to have people you can rely on to help and give advice on what to do next. ❞
❝ Thanks to Liquid Expat Mortgages for assisting us in getting our mortgage all sorted. We will definitely be using you again and recommending you to other expats. Everything went smoothly and you helped and kept us in the loop through-out. We have no problem recommending your services. ❞
Liquid Expat Mortgages Reviews
Read reviews left by our clients on Google.
Paula Fielding
2024-09-13
Trustindex verifies that the original source of the review is Google. Absolutely top class and very professional service from Philip Clarke and Vanessa Govender with a real personal touch.
Both have been extremely helpful, efficient, kind and courteous and have really put me at ease and done their absolute best to help me attain a mortgage.
I hugely appreciate their efforts and assistance and highly recommend them both for recognition in their company and to anyone seeking an expat mortgage.
B
2024-08-01
Trustindex verifies that the original source of the review is Google. Superior experience to other UK mortgage brokers I've used. Good rates, very fast service and responsive communication from their team (thanks Claire!). I can recommend and will use them again.
Ellen Stokes
2023-12-27
Trustindex verifies that the original source of the review is Google. We came back to the UK in July 2022 after almost 20 years abroad and discovered that, as an "expat", borrowing for a new home is very difficult. Liquid Expat made it possible and we have just moved into our new home. They are specialists in the field and we would recommend them to all expats needing a mortgage.
Tania Tulen
2023-10-14
Trustindex verifies that the original source of the review is Google. Excellent communication and great service. Explained the process every step of the way and were always responsive by email and whatsapp. Thank you!
David Hasdell (Wingaroo)
2023-09-22
Trustindex verifies that the original source of the review is Google. Great process from start to finish - from knowledge of the market and carefully tailoring products to suit our needs, and then super-efficient assistance right through the whole application process.
Jonathan LH
2023-09-14
Trustindex verifies that the original source of the review is Google. Liquid Expat are superb. They were fast, professional and went the extra mile to help us secure our mortgage. And I had a TRICKY case for them (British citizen living in Zambia and purchasing in the UK) bit they managed to get it solved. Total rock stars, all of them
Catherine Chan
2023-08-05
Trustindex verifies that the original source of the review is Google. Thank you so much to Rebecca and Fatgiya. They are absolutely professional in guiding me throughout the whole application. It was super struggle to answer thousands of questions from the lender but Fatgiyi help me solve them one by one. They definitely deserve a 5 stars!
Tracie Harrington Hodges
2023-07-19
Trustindex verifies that the original source of the review is Google. After an initially shakey experience with a staff member who subsequently left Jae came in like a super hero and helped me to get this deal done. I have been having an immense amount of trouble with my own legal representation (!!!!) and Jae has been the guiding light.
Your guide to expat mortgages
As a specialist expat mortgage broker based in the United Kingdom, we can guide you through even the most complex overseas UK mortgage or remortgage process.
With over a decade of experience, we can quickly assess your case and then immediately place you with the most suitable lender and the best possible terms to suit your personal circumstances.
Get a free quote