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Liquid Expat Mortgages is your go-to solution for navigating the intricacies of Help to Buy Remortgaging as a UK Expat or Foreign National
Remortgaging a Help to Buy property through Liquid Expat Mortgages ensures tailored solutions that understand the unique considerations of the scheme and your personal circumstances. Our experience and range of remortgage products can help you navigate this intricate process and secure the best financial outcome for your situation. Refinancing Help to Buy mortgages can offer several benefits to homeowners. Here are some of the potential advantages of remortgaging your Help to Buy Mortgage.
Refinance to pay off your Help to Buy Mortgage: Refinancing provides an opportunity to secure a new mortgage using any increase in equity from property price rises. This allows you pay off the original loan amount and move to a standard remortgage product, so you have full control of your mortgage.
Lower Interest Rates: Refinancing provides an opportunity to secure a new mortgage with a lower interest rate. If interest rates have decreased since the original Help to Buy mortgage was obtained, homeowners could potentially save money on monthly payments.
Reduced Monthly Payments: By securing a lower interest rate or extending the loan term, homeowners may experience a decrease in their monthly mortgage payments, providing increased financial flexibility.
Improved Loan Terms: Refinancing allows borrowers to negotiate better loan terms, such as a fixed-rate mortgage or a longer loan term. This can result in more predictable payments or a more manageable repayment period.
Equity Building: Refinancing could enable homeowners to build equity more quickly, especially if they switch from an adjustable-rate mortgage to a fixed-rate mortgage. This stability can be particularly beneficial in a rising interest rate environment.
Access to Home Equity: Homeowners may use the refinancing process to access the equity in their homes. This can be helpful for covering major expenses such as home improvements, debt consolidation, or education expenses.
Change in Loan Type: Refinancing allows homeowners to switch from an adjustable-rate mortgage to a fixed-rate mortgage or vice versa. This decision can be based on personal preferences, risk tolerance, and market conditions.
Improved Credit Situation: If a homeowner’s credit score has improved since obtaining the original Help to Buy mortgage, they may qualify for more favourable terms and interest rates through refinancing.
Debt Consolidation: Refinancing can be an opportunity to consolidate high-interest debts into the mortgage, potentially reducing overall interest payments and simplifying monthly financial obligations.
Speak with one of our Help To Buy Mortgage Refinancing advisers today.
Call +44 161 871 1216
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We have helped many customers with options for refinancing Help to Buy mortgages. Our expert team have helped expats and Foreign National the world over to refinance their Help to Buy mortgages and helped them align their individual financial goals and circumstances.
Help To Buy Mortgage Refinancing Case Studies
Learn about how our expert team helped expats and foreign nationals attain Refinancing for their Help To Buy Mortgage in the United Kingdom, despite difficult or complex circumstances.
VIEW MORE CASE STUDIES
Case Study – Refinancing Help To Buy For Chinese Graduate
Read this great case study on how Liquid Expat Mortgages helped an Italian Expat get a better mortgage rate and release equity from their help to buy mortgage.
Read more
01
Nov
Nov
Case Study – Refinancing Help To Buy For Better Rates & Releasing Equity
Read this great case study on how Liquid Expat Mortgages helped an Italian Expat get a better mortgage rate and release equity from their help to buy mortgage.
Read more
28
Oct
Oct
Case Study – Seizing Financial Opportunities as an American in the UK
Read this great case study on how Liquid Expat Mortgages helped an American couple living in the UK who were seeking ways to optimise their investment in a UK property.
Read more
02
Sep
Sep
Helping You Through the Expat Mortgage Application Process
Most high street lenders lack expat mortgage options and support structures for Expats or Foreign Nationals seeking finance. This is where a specialist UK expat mortgage broker is usually necessary to ensure your application meets the right criteria and is directed to the appropriate lender. Any available mortgage product will depend on your specific circumstances.
Our consultants and dedicated support team will guide you through the entire UK mortgage application process. We'll identify all of the requirements, including income and visa status. We help reduce disruption, contain your costs, and save you time.
We’re here to Save Time and Take Away the Stress
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We work with the lender to present your case and ensure an underwriter doesn’t make assumptions based on the fact you live and work abroad or have only recently moved to the UK.
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We can talk you through the process on how best to present your mortgage application.
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As a completely independent team of expat mortgage specialists – we have no obligations other than ensuring you receive the best and most valuable service from our team.
- We can help you secure a more favourable rate when exchanging money across borders.
Liquid Expat is your Specialist Expat Mortgage Broker
Liquid Expat Mortgages has been providing expat mortgages since 2007. Our many years of experience and relationships built up with lenders means that we can find the very best mortgage for your needs.
Accessible
Our mortgage consultants are available on the end of the phone or email, as and when you need us.
Approved
Liquid Expat is fully approved by the UK’s Financial Conduct Authority for expat mortgage advice.
Exclusive Market Access
Not only do we have the largest panel of lenders to choose from, but a number of our lenders have exclusive offers only available through Liquid Expat Mortgages.
Experienced
Liquid Expat Mortgages have successfully completed thousands of mortgages and remortgages for expats and foreign nationals since 2007.
Experts
Our expert mortgage consultants are fully qualified with extensive UK Mortgage market knowledge.
Straightforward
We work quickly, without jargon, to make things happen within your time frame and around your time zone.
Liquid Expat Mortgages Testimonials
Hear from some of our clients about their experience with Liquid Expat Mortgages.
❝ I would like to thank you and the other behind the scenes staff at Liquid Expat for all your professional help with obtaining a mortgage for us which enabled us to make the purchase of this buy to let property. ❞
❝ Buying a property overseas is not a stress free process, but Liquid Expat Mortgages has been instrumental in reducing my level of stress and ultimately securing a mortgage lender for me in the United Kingdom. ❞
❝ I would like to commend the excellent support we received in our recent recent buy to let remortgage application which proceeded faster than we could have hoped. She kept us fully in the picture throughout. ❞
Liquid Expat Mortgages Reviews
Read reviews left by our clients on Google.
Paula Fielding
2024-09-13
Trustindex verifies that the original source of the review is Google. Absolutely top class and very professional service from Philip Clarke and Vanessa Govender with a real personal touch.
Both have been extremely helpful, efficient, kind and courteous and have really put me at ease and done their absolute best to help me attain a mortgage.
I hugely appreciate their efforts and assistance and highly recommend them both for recognition in their company and to anyone seeking an expat mortgage.
B
2024-08-01
Trustindex verifies that the original source of the review is Google. Superior experience to other UK mortgage brokers I've used. Good rates, very fast service and responsive communication from their team (thanks Claire!). I can recommend and will use them again.
Ellen Stokes
2023-12-27
Trustindex verifies that the original source of the review is Google. We came back to the UK in July 2022 after almost 20 years abroad and discovered that, as an "expat", borrowing for a new home is very difficult. Liquid Expat made it possible and we have just moved into our new home. They are specialists in the field and we would recommend them to all expats needing a mortgage.
Tania Tulen
2023-10-14
Trustindex verifies that the original source of the review is Google. Excellent communication and great service. Explained the process every step of the way and were always responsive by email and whatsapp. Thank you!
David Hasdell (Wingaroo)
2023-09-22
Trustindex verifies that the original source of the review is Google. Great process from start to finish - from knowledge of the market and carefully tailoring products to suit our needs, and then super-efficient assistance right through the whole application process.
Jonathan LH
2023-09-14
Trustindex verifies that the original source of the review is Google. Liquid Expat are superb. They were fast, professional and went the extra mile to help us secure our mortgage. And I had a TRICKY case for them (British citizen living in Zambia and purchasing in the UK) bit they managed to get it solved. Total rock stars, all of them
Catherine Chan
2023-08-05
Trustindex verifies that the original source of the review is Google. Thank you so much to Rebecca and Fatgiya. They are absolutely professional in guiding me throughout the whole application. It was super struggle to answer thousands of questions from the lender but Fatgiyi help me solve them one by one. They definitely deserve a 5 stars!
Tracie Harrington Hodges
2023-07-19
Trustindex verifies that the original source of the review is Google. After an initially shakey experience with a staff member who subsequently left Jae came in like a super hero and helped me to get this deal done. I have been having an immense amount of trouble with my own legal representation (!!!!) and Jae has been the guiding light.
Your guide to expat mortgages
As a specialist expat mortgage broker based in the United Kingdom, we can guide you through even the most complex overseas UK mortgage or remortgage process.
With over a decade of experience, we can quickly assess your case and then immediately place you with the most suitable lender and the best possible terms to suit your personal circumstances.
Get a free quote