Get help and advice
The UK’s number one expat broker to help you with:
- All Types of Expat Mortgages
- Residential & Buy to Let Mortgages
- Remortgages
- Holiday Let Mortgages
- First Time Buyer Mortgages
- HMO Mortgages
- Mortgages for Air Crew, Contractors, Seafarers, & Self-Employed
- Plus many other Specialist Mortgages
The UK’s number one expat broker to help you with:
- All Types of Expat Mortgages
- Residential & Buy to Let Mortgages
- Remortgages
- Holiday Let Mortgages
- First Time Buyer Mortgages
- HMO Mortgages
- Mortgages for Contractors, Self Employed, Seafarer plus many more occupations
Find the most competitive mortgage
Since 2007 Liquid Expat Mortgages has successfully arranged several billion pounds worth of mortgages in the United Kingdom for expats and foreign investors all over the world. As an FCA Regulated Broker we are specialists in securing UK mortgages and remortgages people living and working all over the world.
At Liquid Expat Mortgages, we pride ourselves on being your dedicated ally in finding the optimal mortgage solutions tailored to your clients’ specific requirements.
Leveraging our hands-on experience, our expert team swiftly evaluates your case, ensuring a prompt and accurate assessment. As part of the service, our experienced and qualified team will help with all aspects of the mortgage from assessment through to completion ensuring all lender and legal requirements are met.
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Why choose Liquid Expat Mortgages?
Accessible
We’re real people available on the end of the phone or through email, as and when you need us.
Approved
Liquid Expat Mortgages are fully approved by the UK’s Financial Conduct Authority.
Exclusive Market Access
We can offer you the largest panel of lenders to choose from and exclusive deals not available anywhere else.
Experienced
We’ve been helping expats and foreign nationals get great deals on their mortgages for over 12 years.
Experts
Our expert mortgage consultants are fully qualified with extensive UK Mortgage market knowledge.
Straightforward
We work quickly, without jargon, to make things happen in the time frames to suit your international life style.
Don’t just take our word for it, hear from our recent clients!
The level of service we provide to our clients is really important to us and we’re always delighted to receive positive feedback. Here’s what some of our clients have said about us recently.
READ OUR TRUSTPILOT REVIEWS
❝ I have to say my experience with Liquid Expat Mortgages was positive from start to finish. The level of customer service I received from both John and Liam was simply outstanding, thank you! ❞
❝ We would like to commend the excellent support we received from Liquid Expat in our recent recent buy-to-let mortgage application, which proceeded faster than we could have hoped. Thank you so much. ❞
❝ I just wanted to drop you a note to express my thanks for the work Liquid Expat has done in helping me secure a formal mortgage offer for a residential property in Scotland, which is due to complete later this week. ❞
❝ I know I haven’t reached the finished line yet and completed, but I would just like to say a big thank you for putting up with a million questions from me about my first time buyer property purchase in the United Kingdom. ❞
❝ Of the many companies we’ve had to deal with throughout our extended expat mortgage process, your proactive and positive attitude has set you aside from all the others and gratefully received, thank you! ❞
❝ I just want to say a massive thank you for finding me a mortgage when I was really really struggling. I had previously contacted THREE different brokers who were all unsuccessful. You really are expat specialists! ❞
❝ We are sending this message with sincere thanks to Liquid Expat for their brokerage services in helping us to secure our buy-to-let expat mortgage in the United Kingdom so quickly. ❞
❝ I just wanted to say a big thank you to Liquid Expat for all their help over the last few weeks. It would have been impossible to do this purchase without your expert help and advice. ❞
❝ Thanks for your great work. Very much appreciated. I can honestly say that it’s been good working with you and your team, you’ve made the difficult process very smooth. ❞
Top Rated Service
Verified by Trustindex
Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Posted on Google 
Safina Saddique
44 days ago
Trustindex verifies that the original source of the review is Google. We had an excellent experience with Raja Majeed at Liquid Expat. From start to finish, he was professional, knowledgeable, and incredibly supportive throughout the mortgage process. He kept us updated every step of the way, explained everything clearly, and was always available to answer our questions, making what could have been a stressful process feel straightforward and manageable. Raja’s attention to detail and dedication gave us confidence throughout, and he worked hard to ensure everything progressed as smoothly as possible. We truly appreciated his patience, honesty, and commitment to achieving the best outcome for us. We would highly recommend Raja Majeed and Liquid Expat to anyone looking for expert mortgage advice and outstanding customer service. Thank you for all your help!
Posted on Google
Leonarda and Callum H.C
142 days ago
Trustindex verifies that the original source of the review is Google. I’ve had a great experience working with Liquid Expat who helped me on an expat remortgage. Joe and Liam provided great service and helped me through the whole process. I would definitely recommend to anyone needing a mortgage
Posted on Google
Heather Mitchell
230 days ago
Trustindex verifies that the original source of the review is Google. My experience with Liquid Expat Mortgages was outstanding. I was incredibly lucky to be allocated Julie, who went above and beyond throughout the entire process. She even stayed up past midnight on one occasion to help move things forward and offered not just professional support, but emotional reassurance too—something that made a real difference in what was a high-pressure situation. Julie is exceptional with complex mortgages and has strong relationships across a wide range of banks, which enabled her to expedite things quickly and smoothly. I’d thoroughly recommend her to anyone looking for expert, committed support with expat or cross-border mortgage needs.
Posted on Google
Tony M
266 days ago
Trustindex verifies that the original source of the review is Google. Fantastic experience. John and Vanessa have been amazing. Despite our case being more complicated than most, their diligence, perseverance and professionalism at every step of the way meant we were able to secure a mortgage and proceed with a property purchase in the UK as expats from a distance. Their communication is a key strength and one of the main reasons we have now used them twice and recommended them to others. If you are an expat struggling with finding a mortgage - don't waste your time trying to deal with anyone else.
Posted on Google
Peet Kok
272 days ago
Trustindex verifies that the original source of the review is Google. Joe and his team were great. So helpful and professional. Highly recommended for anyone in need of a mortgage, especially if more complex and challenging circumstances apply.
Posted on Google
Hailey Luk
435 days ago
Trustindex verifies that the original source of the review is Google. The entire mortgage approval process was impressively quick — it only took around three weeks to complete. Although there was a small misunderstanding at the beginning, it was resolved very promptly. A big thank you to Vanessa and Kenneth for providing regular updates, following up closely throughout the process, and helping to resolve any issues along the way. Their professionalism and responsiveness made the experience smooth and reassuring. Truly appreciate all your support!
Posted on Google
Optimistic
464 days ago
Trustindex verifies that the original source of the review is Google. David: I can rightfluly say that your swift work was life changing- Thank you. David even called on Saturday to break a good news so that we can enjoy and spend a happy weekend *( instead of full of anxiety weekend)... and in just few days and at the incredible rate. It was soo good and soo quick and such a great rate, that I started to even doubt if its real. Its all real- best happiest experience with David and the team. Huge thank you. It goes in a bucket of happy memories.
Posted on Google
H Coops
586 days ago
Trustindex verifies that the original source of the review is Google. Excellent service from start to finish with Liquid Expat! Vanessa and Ian made the process of buying a property in the UK while living abroad completely seamless. Their communication has been outstanding, always responding promptly to any queries we had and keeping us informed every step of the way. Highly recommend their professional and efficient team.
Posted on Google
Bally Binji
629 days ago
Trustindex verifies that the original source of the review is Google. An incredible service offered by Liquid Expat Mortgages. David Mowatt totally 'saved my life' with the practical advice and guidance he gave me. He called me within 10 mins of me uploading my details and immediately started to give ideas on what I could try. He then even suggested contacting my existing provider and asking for a 6 Month Payment holiday - which they then granted! I cant thank you enough David for such a gracious, self less act. I shall have no hesitation to recommend your services and come back for any mortgage assistance in the future.
Posted on Google
Paula Fielding
719 days ago
Trustindex verifies that the original source of the review is Google. Absolutely top class and very professional service from Philip Clarke and Vanessa Govender with a real personal touch. Both have been extremely helpful, efficient, kind and courteous and have really put me at ease and done their absolute best to help me attain a mortgage. I hugely appreciate their efforts and assistance and highly recommend them both for recognition in their company and to anyone seeking an expat mortgage.
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DISCLAIMER: Liquid Expat Mortgages is a trading style of Liquid Complete Ltd, trading address: Suite 4b, Link 665 Business Centre, Todd Hall Road, Rossendale, BB4 5HU, United Kingdom. Registered in England & Wales address Phoenix House, 2 Huddersfield Road, Stalybridge, SK15 2QA, United Kingdom. Company No 09438556. Liquid Complete Limited is authorised and regulated by the Financial Conduct Authority. Firm reference number 685425. The FCA does not regulate some investment mortgage contracts. Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured against it.
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