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With reports that inflation will average 7.4% this year, Rishi Sunak’s spring budget was expected to help mitigate the effects of the spiralling cost of living. With a view to doing this, the chancellor announced a 5p cut on fuel duty, a 1% cut in basic rate income tax (to come into force in 2024),…
21
Mar
Mar
Investing in a property using a UK expat or foreign national mortgage for its capital growth potential is a great investment strategy, especially if it’s for a specific purpose such as saving for retirement or for your children’s inheritance. Why Invest for Capital Growth? Treating investing in UK property as a long-term savings vehicle is…
21
Feb
Feb
Liquid Expat Mortgages examines what effect the Bank of England’s base rate rise will have on those holding or looking to get a UK expat or foreign national buy-to-let mortgage. The Bank of England’s Base Rate Rise. The Bank of England has increased its base rate for the second time in three months (first to…
14
Feb
Feb
As Covid-19 restrictions are relaxed, there’s been a directly proportional increase in the number of expat mortgage enquiries for UK property. While expat mortgage enquiries fell slightly during the pandemic – no doubt due to travel restrictions and uncertainty – the last three months have seen a steady increase as travel restrictions continue to relax….
07
Feb
Feb
Location is one of the most important factors to decide when buying a UK investment property with a UK expat or foreign national mortgage. It will be a deciding factor in many important aspects of your investment, including your rental income, the affordability of the property, the capital growth rate and the tenant demand. Of…
19
Jan
Jan
In part 2 of Liquid Expat Mortgages’ UK Expat and Foreign Nationals Guide for Beginners’ Buy-to-Let, we look at where to buy your UK investment property using a UK expat or foreign national mortgage. The property. Once you have made all the initial considerations that we outlined in part one, it’s time to start looking…
05
Jan
Jan
With 2022 already well underway, we predict three trends from the 2021 housing market that are set to continue through 2022. Trend Prediction Number 1 – The North Will Remain a Hot Area. ‘This really isn’t a difficult prediction to make’ says Stuart Marshall, CEO of Liquid Expat Mortgages. ‘However, I’m always surprised by the…
22
Dec
Dec
As 2021 comes to an end, we would like this opportunity in wishing all of our valued customers a very Happy Christmas and a prosperous 2022. We are still be available over the festive period to help you with your expat mortgage enquiries and questions that you may have. However, on Christmas Day, we…
06
Dec
Dec
‘Can I Get a UK Mortgage from Abroad?’ Q: ‘I am a UK resident but I’m currently earning in Hong Kong and receive my pay in US Dollars through US organisations. I am looking to buy a property in the UK but have been told by a mortgage adviser that I will struggle to get…
19
Oct
Oct
With falling numbers of international buyers for UK investment property, we examine the false picture that the London market is causing.