In September 2024, there were over 5,300 new buy-to-let limited companies set up. This is 28% higher than any previous September, speaking to the popularity of buy-to-let limited companies at the moment, amid tax concerns for buy-to-let landlords. One of the main drivers for the huge increase in limited companies is to do with the…
Rachel Reeves’ historic first budget as Chancellor certainly had a lot of talking points. In the build-up to the budget, there was a lot of chatter as to how the labour government’s financial measures would impact investment and mortgage rates. In short, the big headline from the budget was this: labour are going big on…
A new report from property portal, Zoopla, seems to cement the idea that investing in the UK’s rental market will continue to be profitable long into the future, as the affordability of housing for would-be domestic buyers in the UK continues to hamper affordability. Domestic Buyers Priced Out of Home Ownership. ‘Investing in the rental…
The importance of expert UK expat and foreign national mortgage brokers is shining through again as the UK’s mortgage market rumbles with signals of uncertainty and some prognosticators indicate that the best rates on the market could disappear in the next few weeks. What’s Happening to the Mortgage Market? ‘There are certainly signs from the…
The energy efficiency of homes is once again at the forefront of renters’ minds, with energy prices rising 10% this October and property portal, Rightmove, calling for an increase in the numbers of green uk investment property investment and support in the energy efficient property sector more generally. Why Are Energy Efficiency and Green UK…
Last Thursday, Keir Starmer’s labour party won a massive majority in the General election. The Labour Party won an astonishing 412 seats marking a landslide victory and a commanding majority of 174. This majority falls only slightly short of Tony Blair’s historic 179-seat majority in 1997. ‘The headline from the election result should be one…
‘Higher interest rates, compounded by high house prices post-pandemic, have made it difficult for buyers who have small deposits’ says Stuart Marshall, CEO of Liquid Expat Mortgages. ‘The problem is that rents have gone up too and made it difficult for buyers to save more money for deposits. This means that many are stuck in…
‘For many of the UK expat and foreign national investors that we talk to, one of the key considerations is their retirement’ says Stuart Marshall of Liquid Expat Mortgages. ‘It’s no surprise considering the well-earned reputation of UK property as a very strong asset class. But is investing in UK property a good alternative to…
Understanding How to Remortgage. To remortgage means switching an existing mortgage to a new lender or product. Not only can this secure a better interest rate, but it can release equity from an investment property. Additional borrowing involves borrowing extra funds with the current lender against the property’s equity. ‘Both options are good for home…
With Rishi Sunak’s shock announcement of a general election for 4th July 2024, many are predicting the end of the conservative government, with the polls suggesting a near-certain victory for labour. But how would the new government affect the UK housing market and change the picture for UK expat and foreign national investors? Labour and…