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The numerous rises in mortgage rates mean that increasing numbers of sellers are willing to offer discounts to buyers. This is of particular note for UK expat and foreign national investors looking to purchase a lucrative UK investment property. How Do Mortgage Rates Affect Property Prices? Mortgage rates of 5% are often considered a ‘tipping…
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Jul
Jul
‘Here at Liquid Expat Mortgages, we’ve recently talked about how to future proof the energy efficiency of an investment property’ says Stuart Marshall of Liquid Expat Mortgages ‘That’s because the future of legislation around investment properties will inevitably have a large focus on the energy efficiency of the property.’ ‘But according to a recent report…
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Jul
Jul
As we reach the halfway point in 2023, Stuart Marshall, CEO of Liquid Expat Mortgages takes a look at where a turbulent year in the UK expat and foreign national mortgage market has led us. Interest Rates Still Rising. Despite multiple increases in the base rate, the Bank of England has increased interest rates again…
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Jul
Jul
What’s Happening to Mortgage Rates? Mortgage rates are on the rise again, with the Bank of England continuing to increase interest rates to combat high inflation. The Bank of England’s base interest rate is now at 5%. The future outlook does not look to bright either, with analysts now predicting that interest rates will peak…
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Jun
Jun
Environmental Considerations are Here to Stay. There has been a lot of talk about the energy efficiency of properties in the UK expat and foreign national mortgage market in recent times. This is largely in response to the incoming legislation around EPC ratings for UK rental properties, making it vital for current and would-be investors…
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Jun
Jun
A great way to combat rising mortgage rates is for UK expat and foreign national investors to make overpayments on their mortgage. In the last three months of 2022, UK homeowners made record overpayments on their mortgages – £6.7 billion. This is likely as a result of homeowners’ fears about rising mortgage rates.