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With 2023 on the horizon, Stuart Marshall of Liquid Expat Mortgages looks at the current housing market and makes three 2023 predictions for UK expat and foreign national investors. Mortgage Rates Will Fall. ‘First things first,’ says Stuart Marshall ‘mortgage rates are going to fall in 2023. This is largely due to the current predictions…
07
Sep
Sep
Hong Kong Exodus. In 2021, the UK government introduced a new visa programme for British National Overseas (BNO) passport holders in Hong Kong. The visa programme was announced as a reaction to Beijing’s newly imposed national security laws. Boris Johnson deemed these laws to be a breach of the 1984 Sino-British declaration which meant Hong…
22
Aug
Aug
So much of the talk in the mortgage market at the moment is around the inevitability of some sort of downturn. Whether they’re predicting a slower housing market or a full-blown housing crash, most of the market analysts are predicting a change in the marketplace. Why are There Rumours of a Housing Crash? Housing crashes…
16
May
May
Continued Competition for City Centre Rentals. The number of people looking for rental homes in UK cities is increasing. But, crucially for UK expat and foreign national investors, the supply of rental properties is not increasing. This means that prices are rising, leading to profitability for investors. Zoopla’s research showed that the demand for rental…
25
Apr
Apr
Stuart Marshall, CEO of Liquid Expat Mortgages, looks at some of the key takeaways from Savills’ April Housing Market Update to unpack the implications for UK expat and foreign nationals investing using UK expat and foreign national mortgage products. The Key Takeaways from Savills’ April Housing Market Update. Rents rose by 10.2% in the 12…
11
Apr
Apr
With post-Covid life in full swing, the rental market recovery continues to gain pace, which is good news for UK expat and foreign national investors using UK expat and foreign national mortgages. What’s Happening in the Rental Market? ‘The rental market is currently soaring’ says Stuart Marshall. ‘This is contributing to huge profits for UK…
01
Feb
Feb
There has been a notable rise in the number of buy-to-let landlords holding their properties in a limited company instead of in their name. We have discussed this before. But, according to Companies House, there were 47,400 new buy-to-let company incorporations in 2021. With this trend really set to stay, it’s time to look at…
19
Jan
Jan
In part 2 of Liquid Expat Mortgages’ UK Expat and Foreign Nationals Guide for Beginners’ Buy-to-Let, we look at where to buy your UK investment property using a UK expat or foreign national mortgage. The property. Once you have made all the initial considerations that we outlined in part one, it’s time to start looking…
20
Dec
Dec
In 2025, there are new rules set to come into place surrounding the environmental efficiency of rental properties. These laws mean that rental properties with an EPC rating of a D or below will not be able to accept new tenants. In response, existing UK expat and foreign national landlords will need to improve the…
06
Dec
Dec
‘Can I Get a UK Mortgage from Abroad?’ Q: ‘I am a UK resident but I’m currently earning in Hong Kong and receive my pay in US Dollars through US organisations. I am looking to buy a property in the UK but have been told by a mortgage adviser that I will struggle to get…