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As of August 1st, the Bank of England has relaxed mortgage affordability rules. Liquid Expat Mortgages explains why this is good news for first time UK expat and foreign national investors. Unpacking the Relaxed Mortgage Affordability Rules for UK Expat and Foreign National Investors. ‘The Bank of England’s recent relaxing of mortgage affordability rules should…
19
Jul
Jul
The housing market is changing once again. As instructions increase, it seems like 2022 will be the ‘summer of sales’, a change that can only benefit UK expat and foreign nationals who will profit from the increased choice while looking to invest in UK property. ‘Summer of Sales’ Begins to Bite. Much of the discussion…
12
Jul
Jul
The continual increase in the numbers of landlords looking toward limited company buy-to-let mortgages shows UK expats and foreign nationals the best way to use a UK expat or foreign national buy-to-let mortgage. UK Expat Limited Company Buy-to-Let Growing Again. According to a survey conducted by Paragon Bank, the number of landlords looking at limited…
04
Jul
Jul
As a result of the cost-of-living crisis, many renters are looking towards new builds to save on their energy bills. Energy Efficiency a Key Concern in Cost-of-Living Crisis. The cost-of-living crisis and rising energy bills are changing the way people consume property products. For home buyers, new builds are proving to be the most popular…
28
Jun
Jun
With a split between older and younger mentalities towards office working, we examine why catering to young workers is key for UK expat and foreign national investors. Young Workers Embracing the Return to the Office. According to the Telegraph, middle-aged workers are not returning to the office. ‘This isn’t surprising’ says Stuart Marshall. ‘The trend…
21
Jun
Jun
The Overview. According to Zoopla, the average cost of renting a property in the UK has risen again – this time to £995 a month. This is an 11% rise in rental prices in the past year. ‘Rental prices in the UK have been on this trajectory for quite some time now’ says Stuart Marshall…
15
Jun
Jun
As we move into the second half of June, Liquid Expat Mortgages takes a look at the top headlines from recent news in the UK expat and foreign national mortgage market. Expat Buy-to-Let Mortgage Market Remains Strong After Rate Rises. Activity in the expat buy-to-let and remortgage markets is at a similar level to the…
06
Jun
Jun
With June underway, the holiday season is coming into full swing and many British travellers are turning their minds to sun, relaxation, and trips away. However, an increasing number of holidaymakers are looking towards UK stays or ‘staycations’ as the effects of the Covid-19 pandemic continue to influence behaviours in everyday life. Why Holiday Lets?…
23
May
May
What is the Most Recent Interest Rate Rise? On the 5thMay, the Bank of England raised the base rate by another 0.25%, bringing it to 1% – the highest base rate since 2009. Who is Most Affected? The base rate rise is obviously of the most interest – and concern – to those on standard…
16
May
May
Continued Competition for City Centre Rentals. The number of people looking for rental homes in UK cities is increasing. But, crucially for UK expat and foreign national investors, the supply of rental properties is not increasing. This means that prices are rising, leading to profitability for investors. Zoopla’s research showed that the demand for rental…